Seed


17 Oct 2022

by FBN Network

When it comes to being a member of Farmers Business Network®, there are some definite advantages. All you have to do is ask any one of our 55,000+ members and they’ll tell you why FBN® has not only changed the way they do business on their operation, but also helped them secure huge savings along the way.  Let’s take a look at the the short-list of what you’re missing by not buying your inputs through FBN Direct®. 1. Convenient, online shopping One of the ways we are different from everyone else is that we offer our members the ability to go online and shop for the crop inputs they need. Right now, you can go to FBN.com and find herbicides, fungicides, insecticides, seed, animal health products like vaccines, antibiotics, implants, feed and more — if you’re growing it or raising it, there’s no better place to be. 2. Direct-to-farm shipping Now that you’ve found what you need and made your purchase, you can arrange to have it delivered right to your farm when you need it. No need to get in the truck, drive to town and pick it up. We make sure you keep working. The best part is that you can choose your own delivery window to accommodate your timelines. 3. 0% input financing* You can finance your input purchases with either an input loan or operating line of credit and not pay a penny in interest all season long*. With flexible financing options, you’ll be able to do more for your operation like pay for rent, equipment and repairs, labor and more. 4. Transparent pricing We really shook up the ag industry when we introduced price transparency. Now our members can see market averages, quotes, and invoiced prices on hundreds of inputs so you have the best information when you buy, allowing you to save no matter who you buy from. 5. Products value priced Browse the competitively-priced product selection at FBN Direct and you’ll see we sell both brand-name and generics. Often, they have the same active ingredient but the generic is priced lower than the branded product. You get comparable performance but at a better value. 6. Membership is free Best of all, you can put all of these benefits to work for you today when you join over 48,000+ farmer members in the U.S., Canada and Australia and it won’t cost you a penny.  What are you waiting for? Now’s the time to check out what you’ve been missing. Become an FBN member today and start shopping at FBN Direct .  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network” and “FBN” are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc. Financing offered by FBN Finance, LLC and its lending partners. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. Terms and conditions apply. Land financing offered by FBN Finance, LLC, provided in connection with Farmer Mac and our underwriting partners, and is available only where FBN Finance, LLC is licensed. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. *Qualified farmers who are approved and close an Operating Line of Credit through FBN® Finance of $250,000 to $1,000,000 between September 1, 2022 - December 9, 2022, make a minimum purchase of $45,000 from FBN Direct® and payoff the balance in full by March 31, 2024 are eligible to receive a promotional interest rate of 0% when using the Operating Line of Credit  to finance purchases of input products made through FBN Direct® between September 1, 2022 - August 31, 2023. Qualifying input products include crop protection, adjuvant, crop nutrition, seed, animal health and livestock feed. Advances on the FBN® Finance Operating Line that are not for the purchase of input products from FBN Direct® will be charged interest at the stated (non-promotional) contract rate in the Operating Line of Credit loan agreement.* Approved farmers who close a FBN® Finance Operating Line and make a minimum $45,000 purchase from FBN Direct® by December 9, 2022 will receive the benefit of automatic qualification for the 0% Club from FBN Direct®. The 0% Club offers qualified farmers a promotional rate of 0% interest on purchases of input products only made through FBN Direct® between January 21 - August 31, 2023. Qualifying input products include crop protection, adjuvant, crop nutrition, seed, animal health and livestock feed.  *Payments for all amounts owed under the associated FBN® Finance Operating Line of Credit are due March 1, 2024.  If the total balance for all amounts owed is not paid in full by March 31, 2024, interest charges on all purchases of input products made through FBN Direct® between September 1, 2022 - August 31, 2023, using an Operating Line of Credit through FBN® Finance will be imposed from the purchase date at the stated (non-promotional) contract rate in the Operating Line of Credit loan agreement.   FBN Finance, LLC commercial operating lines of credit are offered by FBN Finance, LLC and are available only where FBN Finance, LLC is licensed. Input financing provided in connection with our financing partners. To qualify for a financing offer, a borrower must be a member of Farmer’s Business Network, Inc. and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. FBN Direct products and services and other products distributed by FBN Direct are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed and where those products are registered for sale or use, if applicable. If applicable, please check with your local extension service to ensure registration status. Nothing contained on this page, including the prices listed should be construed as an offer for sale, or a sale of products. All products and prices are subject to change at any time and without notice. Terms and conditions apply.


06 Oct 2022

by Jim Dove

Selection of soybean seed is one of the earliest and most important decisions soybean growers will make for the upcoming crop year. Knowing what challenges and opportunities lie ahead will make variety selection easier when making an online seed purchase from FBN Direct®. Turn a complicated decision into an exciting opportunity by remembering the four considerations below.  1. Take Advantage of Unique Crop Marketing Opportunities Depending on where you operate, you may have access to certain marketing opportunities that aren’t available to everyone. In the soybean world, this would include non-GMO soybeans.  There are certain markets that may allow you to take advantage of substantial premiums. FBN® offers Virtue™ Non-GMO soybeans for farmers looking to take advantage of margin opportunities in these markets.  [ Shop Virtue Non-GMO soybeans ]    2. Proactively Address Field and Soil Challenges Every field is unique, offering its own specific benefits and challenges during the growing season. Set your operation up for success next year by thoughtfully selecting seed that aligns with your specific soil types and environmental conditions. Investing in seed genetics well-suited for your fields may help you achieve higher yields and lower input costs to improve your long-term ROI.   Seed tech sheets offer helpful guidance regarding specific seeds’ performance in various categories, including disease pressure resistance, emergence, relative height, and color. FBN provides tech sheets for all seeds available for purchase on FBN Direct . You can access these tech sheets by visiting the product page for each seed type.  For example, you can view the tech sheet for the PL2E061 brand of treated Paloma™ Enlist E3® Soybean seed by visiting the seed product page and clicking on the “Product Tech Sheet” hyperlink below the seed name.   3. Make Informed Decisions Without Missing Discounts Rather than rushing into a decision, it’s important to weigh your options to position yourself for a successful growing season. By putting an exclusive emphasis on high yielding seed, you may hit your target yield… or you may need to overcompensate on seed and chemical expenses, negating your profit.  The new FBN Flex Pick program empowers you to take advantage of early discounts without having to decide on a specific hybrid or variety until November 30, when you have more time to review performance and placement details. Without upfront commitment to a specific product, you get more time to decide on the right seed for your operation and consult with the FBN team to find the perfect product fit.  [ Learn More About Paloma™ Enlist E3® Soybean Flex Pick ] [ Learn More About Virtue Non-GMO Soybean Flex Pick ] 4. Plan Ahead on Weed Control  Take advantage of all the tools in your toolbox throughout the season by planning ahead on weed control strategies during your seed selection process. By selecting seed with certain crop protection tolerances, like Paloma™ Enlist E3® Soybean seed , which offers Glufosinate , Glyphosate and Enlist One® tolerances, you can rest assured that your future chemical applications will be positioned to address weed pressures without endangering your crop.  Note that federal and state EPAs regulate how and when certain chemicals can be applied. It is crucial to follow the label, as the label is the law.    [Explore FBN Crop Protection Products]  There’s a Better Way to Buy Seed At Farmers Business Network®, we’re committed to putting Farmers First® and powering the prosperity of family farmers. With the right tools in your hands, along with seed price and performance data contributed by thousands of farmers, you don’t have to keep buying seed the same way.  Visit FBN Direct to check out the soybean and other seed varieties available to buy now and have delivered directly to your farm within the delivery window you select.  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo,  “Farmers Business Network”, “FBN” and “FBN Direct” are servicemarks, trademarks or registered trademarks of Farmer's Business Network, Inc. Paloma Seed™ products are sold by FBN Direct as a distributor for Warner Seeds™.  PALOMA IS A TRADEMARK OF M.S. TECHNOLOGIES, L.L.C., WEST POINT, IA. “Enlist E3” is a registered  trademark of Dow AgroSciences LLC or its affiliates.  “Virtue” is a trademark of GDM Seeds, Inc.. “Enlist One” is a registered trademark of Corteva Agriscience and its affiliated companies.  All other trademarks are the property of their respective owners.  Product Use Statement: Enlist E3® soybeans contain the Enlist E3 trait that provides crop safety for use of labeled over-the-top applications of glyphosate, glufosinate and 2,4-D herbicides featuring Colex-D® technology when applied according to label directions. Following burndown, the only 2,4-D containing herbicide products that may be used with Enlist™ crops are products that feature Colex-D technology and are expressly labeled for use on enlist crops. 2,4-D products that do not contain Colex-D technology are not authorized for use in conjunction with Enlist E3 soybeans. Warning: Enlist E3 soybeans are tolerant of over-the top applications of glyphosate, glufosinate, and 2,4-D. Accidental application of incompatible herbicides to this variety could result in total crop loss. When using 2,4-D herbicides, grower agrees to only use 2,4-D products that contain Colex-D technology authorized for use in conjunction with Enlist E3 soybeans. Always read and follow herbicide label directions prior to use. YOU MUST SIGN A TECHNOLOGY AGREEMENT, READ THE PRODUCT USE GUIDE PRIOR TO PLANTING AND FOLLOW HERBICIDE RESISTANCE MANAGEMENT (HRM) REQUIREMENTS. The transgenic event in the Enlist E3® soybean is protected under Corteva Agriscience and M.S. Technologies, L.L.C. Patent Rights which can be found at: www.corteva.us/Resources/trait-stewardship.html. The transgenic event in the Enlist E3® soybean event in Enlist E3® soybeans is jointly developed and owned by Dow AgroSciences LLC and M.S. Technologies, L.L.C. ®™ Enlist, Enlist E3, the Enlist E3 logo and Colex-D are trademarks of Dow AgroSciences LLC. Please read the M.S. Technologies, L.L.C. Use Restriction Agreement located at: - http://www.mstechseed.com/use-restriction-agreement/ FBN recommendations regarding seed placement are based on field observations collected by FBN Direct, provided by FBN suppliers, contributed by member farmers or are consistent with local established agronomic practices. Individual results and performance may vary depending on local growing, soil, weather conditions, commodity prices. FBN Direct products and services and other products distributed by FBN Direct are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed and where those products are registered for sale or use, if applicable. If applicable, please check with your local extension service to ensure registration status. Nothing contained on this page, including the prices listed should be construed as an offer for sale, or a sale of products. All products and prices are subject to change at any time and without notice. Terms and conditions apply. ALWAYS READ AND FOLLOW LABEL DIRECTIONS. It is a violation of federal and state law to use any pesticide product other than in accordance with its label. The distribution, sale and use of an unregistered pesticide is a violation of federal and/or state law and is strictly prohibited. We do not guarantee the accuracy of any information provided on this page or which is provided by us in any form. It is your responsibility to confirm prior to purchase and use that a product is labeled for your specific purposes, including, but not limited to, your target crop or pest and its compatibility with other products in a tank mix and that the usage of a product is otherwise consistent with federal, state and local laws. We reserve the right to restrict sales on a geographic basis in our sole discretion. You must have a valid applicator license to use restricted use pesticides. Please consult your state department of agriculture for complete rules and regulations on the use of restricted use pesticides, as some products require specific record-keeping requirements.


20 Sept 2022

by Brad Roberts

Buying seed for next season can be a tricky process. You have to weigh performance and price for a particular hybrid or variety to make strong ROI-based decisions for your operation, but all too often you lack access to the data you need to make informed choices. It’s important to get the answers you need when making a big investment like this on your farm. Here are five key questions you need to ask this year to make sure you’re buying seed with your bottom line in mind: 1. How does the seed performance potential compare to its price?  You can easily view best-case scenario plot trial data from manufacturers, but you need to know how the hybrid or variety actually performs in the real world across thousands of acres. Not all seeds are going to produce the same yields at the same planting population, so you’ll need to evaluate planting variables that are going to work best for the seeds you buy. When farmers contribute data to FBN®, all farmers in the network benefit. With precision data, farmers are able to review yield performance, seed performance, and optimal seed placement . Ultimately, that data helps farmers make better decisions for their operation.* 2. How does this seed fit into your planting strategy? Your farm and fields are unique, so you’ll want to buy seed that is well-suited to thrive on each unique acre of your operation. While it may make sense to plant one hybrid of corn on certain parts of your acreage, it may be best to plant a different hybrid on another field. Learning how seeds perform under conditions similar to yours can help you make the right seed-buying decisions.  3. Do the seeds include the protective traits you need? Understanding the cost of traits alongside seed performance can help you optimize your seed selection for net revenue , rather than yield alone. Ask yourself if the expected increase in yield by planting seed with a particular trait technology will outweigh the potential cost increase of doing so. Look for overall profit potential in your seed selection, which comes from a combination of high yields (through high-performing genetics as well as trait technology) and reasonable prices. 4. Do the seeds align agronomically with your farm management capabilities? Do you have the equipment and resources required to successfully plant, maintain, and harvest the crops grown from the seeds you’ve selected? If not, you’ll want to consider adjusting your equipment and resourcing strategy for the upcoming season or purchasing alternative seed options.  5. Are you considering genetic diversity across your farm? By ensuring genetic diversity, you’re reinforcing the long-term viability of crops across your operation and supporting their ability to adapt to changing conditions, in addition to supporting future trait development.  There’s a better way to buy seed At Farmers Business Network®, we’re committed to putting Farmers First® and powering the prosperity of family farmers. With the right tools in your hands and seed price and performance data contributed by thousands of farmers, you won’t have to keep buying seed the same way. Here are a few ways to get started selecting your seed for next season:  Check out the seeds available to buy now on FBN Direct® with a full portfolio that includes traited and conventional corn, Enlist E3® traited soybeans, sorghum and hybrid rye at FBN.com/Seed . Try out the new FBN Flex Pick , which enables you to lock in early discounts without having to select specific hybrids or varieties upfront. Without having to commit upfront, you get more time to decide on the right seed for your operation and consult with the FBN team to find the perfect product fit.  Read through the latest seed guides to compare your available options, including the FBN Seed Guide and the Paloma™Seed Enlist E3® Soybean Guide .  * This is an updated post originally published in 2019 with new content written by Brad Roberts on September 20, 2022. Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network”, “FBN”, "Farmers First", “FBN Direct” , "F2F", and "F2F Genetics Network" are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc.  Paloma Seed™ products are sold by FBN Direct as a distributor for Warner Seeds™.  PALOMA IS A TRADEMARK OF M.S. TECHNOLOGIES, L.L.C., WEST POINT, IA. All other trademarks are the property of their respective owners. FBN Direct products and services and other products distributed by FBN Direct are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed and where those products are registered for sale or use, if applicable. If applicable, please check with your local extension service to ensure registration status. Nothing contained on this page, including the prices listed should be construed as an offer for sale, or a sale of products. All products and prices are subject to change at any time and without notice. Terms and conditions apply. Information and insights provided by FBN are based on submissions from FBN members and in certain cases other third-party information, and its availability and accuracy is not guaranteed *Information and data may not be available for all seed products including some seed products distributed by FBN.


10 Aug 2022

by Brad Roberts

When you become an FBN® member, you’ll have access to a number of free tools and resources to help you track your farm data throughout the season.  And as you get busier and busier, using these free tools will not only benefit your productivity, it will help you maximize the profit potential of your operation and better understand what’s happening on your farm.  Here are eight ways you can be tracking data as a free FBN member.  1. Track field growth It’s important to understand how your crops are progressing throughout the season. The best tool to do this is included in your free FBN account. Watch a short demo video to understand how to use satellite imagery and change detection maps within your account.  2. Get in-season yield prediction* If you’re like most farmers, you’ll want to gain insight into your field’s yield potential. But how do you determine that? Our in-season Yield Prediction tool uses your own planting data along with historical field data, satellite imagery, weather details and more to give you a more complete picture of what your yield might look like. And throughout the season, the Yield Prediction tool will help you make informed decisions.  In order to take advantage of the Yield Prediction tool, you need to upload your planting data or add the data as a manual entry within your account.  This tool can be accessed within the FBN mobile app as well as the “My Reports” section within your member account. These predictions are updated approximately every six days.  3. Scout your fields During the course of your growing season, any number of issues can arise, which can include: Pest pressure Plant disease Weather events Being able to track which areas of your fields are affected can be critical to your in-season defenses. 4. Track maturity and environment Due to the fact that you’ll likely have different products planted across your operation in varying environments, it’s helpful to have a weather tool at your disposal. The Weather tool can be accessed in your FBN account and allows you to track things like Growing Degree Units (GDU). Data for the weather tool is pulled from 40,000 weather stations, NOAA and NASA data feeds. It also takes into account data that you’ve uploaded to your account.  Watch a quick video to learn more about the Weather tool: 5. Keep tabs on farm activities As the season wears on, you’ll have more and more actions taking place on any of your given fields. One of the easiest ways to track activities like planting, application and scouting activities by date is by utilizing the Timeline feature to quickly review what’s been happening. 6. Collect application data Collecting and storing all of your data in one centralized location will help you keep track of all of your activities. Collecting and storing all of your data enables you to view map layers for visual analysis options, track activities through the Timeline feature mentioned above, edit tank mix information and gain access to the Strip Trial Report that provides information on a variety of test insights.  7. Contribute invoices FBN members have access to tools that help them understand what other members in the network are paying for their products, what they’re paying and what opportunities there may be to secure a similar product for less.**  But how do you share invoices in order to contribute to the network and share this information with fellow farmers?  This video shows you how to add invoices to your account: 8. Clean up application data If you upload application data but leave out some of the key details you’ll need later, you have the ability to edit that data with the Application feature . This will ensure you’ve included all of the right products within a tank mix at the correct rates in which they were applied.  Additional resources If you ever need help uploading data into your account or have other questions, please email data@farmersbusinessnetwork.com and our team of Data Specialists will be happy to assist you.  To access and learn more about these resources there are various levels of contributing data to ensure your account is ready to Power Up Your Farm. Become a member today Become an FBN member today and join a global network of farmers — 43,000+ strong and growing — who are already taking advantage of the opportunity to reduce their cost of production and maximize the value of their crops.  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network”, “FBN”, "Farmers First", “FBN Direct” , "F2F", and "F2F Genetics Network" are trademarks or registered trademarks of Farmer's Business Network, Inc.  *Yield predictions are based on statistical and agronomic models, research and data (including historical weather and agronomic data), and information provided by other FBN members and you, to generate the estimates and other information we provide. These do not guarantee actual results. Our models, data and recommendations may change over time. Individual results may vary, as weather, agronomic conditions and farming practices differ across growers, locations and years. Consult your agronomist and other service professionals before making financial, risk management, and farming decisions. **Information and insights provided by FBN are based on submissions from FBN members and in certain cases other third-party information, and its availability and accuracy is not guaranteed. Information and data may not be available for all seed products including some seed products distributed by FBN.


02 May 2022

by Brad Roberts

As farmers hit the fields during planting season, it’s a busy time for growers across the country. And while it’s easy to get wrapped up in making sure all of your crops get planted, it’s also a good time to start thinking about all of the data that’s associated with planting.  Are you utilizing your planting data to your advantage? We’ll walk you through some of the benefits of uploading your planting data when you become a member of FBN®. Here’s a snapshot of some of the unlocked features you’ll be able to access as an FBN member.  Customized planting reports Once you upload some of your planting data, you’ll receive a summary of what was planted at your operation on a field-by-field level based on your data . You’ll also find additional available information on seeding rates and weather conditions during planting. Finally, you’ll receive a planting map for each of your fields.  This is a quick and easy way to view key planting information. All of your planting data is carefully organized in a way that will enable you to review what took place at an operation level and for each field. This is a great resource to access throughout the season when you need to recall where things were planted and the environment in which they were planted. It’s also helpful for future seasons when you’ll want to revisit what you did year after year.  In season yield prediction You’ll also gain access to an in-season yield prediction report starting in June that can be accessed via the FBN mobile application. The full report can be found at fbn.com>reports within your account. As well, you can see field by field predictions within the FBN mobile app. The FBN mobile app can be downloaded via the App Store or Google Play .  This report will refresh every few weeks.  Interested in gaining insights as to what your field yield potential is? The In-Season Yield Prediction Tool uses your planting data and historical field data, satellite imagery, weather details, and more to give you a future look as to what your yield might be.  If field boundaries haven’t been loaded, the planting files will create them. This will provide you with access to features that you’ll want to check frequently such as: Weather (precip, soil moisture, soil temp, wind speed) Satellite Imagery Soil Properties and Soil Type maps Field terrain and elevation Planting data is vital to load into your account because when it’s time for harvest and uploading your harvest data, this will match the two different data layers. The first will show products planted and where and how they’re planted. The second will show your yield results for that product. This will provide you with further insights. Without planting data, you won’t truly be able to understand how your products performed. Analysis tools Seed This will display an easy to follow list of products planted, the rate they were planted, yield information and ROI details like cost/a and cost/bu (if other invoices have been uploaded). Planting This tool provides an analysis of how your planting actions may have affected yield, yield by seeding rate, planter speed, crop rotation and tillage practice.  Performance This will give you a robust analysis of the products you planted, field actions taken like crop rotation, seeding rate, tillage, weather, planting dates and overall harvest information.  How to upload planting data There are many ways to enter data into your FBN account. You can store all of your planting files from your planting monitor onto a USB thumb drive and then simply upload them from your computer to your FBN account. If you utilize John Deere or CNH software, you can easily stream your data into the FBN account by quickly initiating an integration between the two systems. Watch this video to learn more: If you’re a Climate FieldView user, you can export your planting data by logging into FieldViewPlus.com , select Data and then Data Manager.  Select the field, click on Actions and choose Export DAT Files.   You can then either upload those files yourself at FBN.com or simply email to data@farmersbusinessnetwork.com You can also manually add a planting layer with just a few quick pieces of information. Learn more about how to add a planting layer by reading this handy list .  Additional resources If you ever need help uploading data into your account or have other questions, please email data@farmersbusinessnetwork.com and our team of Data Specialists will be happy to assist you.  To access and learn more about these resources there are various levels of contributing data to ensure your account is ready to Power Up Your Farm. Become a member today Become an FBN member today and join a global network of farmers — 36,000+ strong and growing — who are already taking advantage of the opportunity to reduce their cost of production and maximize the value of their crops.  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network”, “FBN”, "Farmers First", “FBN Direct” , "F2F", and "F2F Genetics Network" are trademarks or registered trademarks of Farmer's Business Network, Inc.  Yield predictions are based on statistical and agronomic models, research and data (including historical weather and agronomic data), and information provided by other FBN members and you, to generate the estimates and other information we provide. These do not guarantee actual results. Our models, data and recommendations may change over time. Individual results may vary, as weather, agronomic conditions and farming practices differ across growers, locations and years. Consult your agronomist and other service professionals before making financial, risk management, and farming decisions. Information and insights provided by FBN are based on submissions from FBN members and in certain cases other third-party information, and its availability and accuracy is not guaranteed. Information and data may not be available for all seed products including some seed products distributed by FBN.


04 Apr 2022

by Brad Roberts

Have you ever thought about contributing and sharing data with your fellow farmers? Imagine being part of a network of like-minded farmers who contribute and share data with one another. FBN is dedicated to helping farmers maximize their profit potential with a data and technology platform.  But what does that really mean? It means that farmers in our network gain access to insights from a global farmer community to make confident decisions that will impact your bottom line.  So how does it work? And how do you get started?  Here are 4 reasons that you should consider adding invoices and seed labels to your FBN account. 1. Contribute directly from your phone Adding seed invoices, chemical invoices and seed labels into your FBN account is easy. All you have to do is snap a pic of your invoice or label with your phone and upload it directly to your account via the FBN mobile app.  2. Unlocks value for you When you submit chemical invoices, you’ll get access to chemical price transparency. When you submit seed invoices, you’ll get access to seed price transparency.  When you submit seed labels, you’ll receive a personalized report on other brands selling your varieties and b) access to "Same Variety As" feature in Seed Finder. Now, you’ll get valuable insights into what you’re paying vs. what your neighbors are paying for both chemicals and seeds.  You’ll also have access to analyze your ROI right from your FBN account with digital tools that will help identify your cost per acre and cost per bushel.  Looking for a tool that will provide information on seed price transparency or find seed products that are labeled as something different? The Seed Finder tool gives you access to seed price, performance and one of the largest agronomic information databases in agriculture. All of this information is powered by millions of acres of real farm data.  Become an FBN member today Learn more about how to use the Seed Finder tool when you contribute data to the FBN network: The Yield Potential tool will not only help you identify the possible yield output of products that have been uploaded into our network but also will showcase the potential revenue opportunities of each product, specific to your fields.  3. Centralize your operation data While many farmers are storing data on thumb drives, spreadsheets, notebooks, many are still leaving data unused within their equipment monitors.  Uploading and contributing data to FBN offers a great opportunity to collect and centralize your farm’s data. From there it can be put to good use by tracking and formatting your data with the reports and tools found in your FBN account.  4. It’s free Joining FBN is free and becoming a member has a lot of benefits. As an FBN member you’ll have access to some of the industry’s most powerful data analysis tools, reports and insights.  As one of the industries only crowdsourced, farmer-driven, networks of data, we strive to bring you resources that add a layer of information to the decisions you make.   To access and learn more about these resources there are various levels of contributing data to ensure your account is ready to Power Up Your Farm. What are you waiting for? Become an FBN member today and join a global network of farmers — 36,000+ strong and growing — who are already taking advantage of the opportunity to reduce their cost of production and maximize the value of their crops.  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network”, “FBN”, "Farmers First", “FBN Direct” , "F2F", and "F2F Genetics Network" are trademarks or registered trademarks of Farmer's Business Network, Inc. 


21 Jan 2022

by Mark Wilson

Four years ago, Warner Seeds decided to partner with FBN® to expand their distribution. Warner Seeds has been in business since 1965 and partnering with FBN has allowed them to get more boots on the ground to start spreading the word about their portfolio. History of Warner Seeds Warner Seeds has developed new top performing sorghum products for the last 55 years as an independently owned business. Being proudly independent has provided them with the flexibility to better serve farmers and ranchers. But their primary focus has never wavered and continues to be on keeping the quality of their products and the service they provide at the highest level.  And while the agricultural environment is ever-changing, research is an important and vital part of their business. They are constantly developing newer and better hybrids for growers and are excited about the new grain and forage sorghums that will be released in the near future.  Partnering with FBN The partnership with FBN has allowed them to take their product nationwide. Warner Seeds has been represented in states and areas where there was previously not an opportunity..  There are only about 6 companies that produce and breed all of the sorghum varieties that are in market today. Expanding to new regions “Warner Seeds is well known in Texas, New Mexico, Kansas, and Oklahoma but nationwide recognition is a different story. To actually get sorghum placed in a lot of areas that haven't grown sorghum in the past has been huge. The price of sorghum as a commodity created a lot of opportunity for Warner Seeds and FBN helped us get into new growing areas,” said Rusty Smallwood, Sales Manager at Warner Seeds.  “I've been hearing some really good success stories of guys that planted our products in those areas, they did really well and farmers are interested in trying a little bit more this year. We're very encouraged and hope the growth is going to continue exponentially over the next few years.” Warner Seeds has a full lineup of hybrids that perform from the tip of South Texas into the Midwest, to west on the upslope of the mountains in Colorado and as far north as South Dakota. Looking to the future As for the future, Smallwood is excited about what’s in the pipeline. There are a lot of new products being released to market as older hybrids are replaced. “Forage sorghum? We have some of the best in the industry. We have some of the highest yielding sugarcane aphid tolerant silage sorghum products out there. We also have sugarcane aphid tolerance in our hay and grazing products as well. Sorghum Sudangrass covers a wide geographic area from South Dakota, down into Texas through the mid south and up the East Coast into Pennsylvania and New York.” Smallwood says he works closely with FBN reps on a daily basis to talk about product placement and product recommendations to help growers.  "We’re here to sell seed to the farmer and to make sure they get the best deals and the best product. We want to continue to expand our relationship with FBN and get more farmers to experience Warner Seeds great lineup." In 2021, Warner Seeds hosted 6 uniform strip trials across Kansas’ primary sorghum producing areas. The results were very positive; the Warner Seeds outperformed major competitors in most scenarios. We were able to capture such valuable information in such a diverse, robust manner that absolutely confirmed that Warner Seeds grain sorghum can provide a great option for most farmers’ sorghum production needs. Our sales teams would be happy to share trial results and discuss product placement. We’re looking forward to expansion and FBN is helping us look at many states where we haven’t sold as much in the past. Learn more For complete information about the Warner Seeds Sorghum lineup reach out to your  FBN  Account Executive or Community Builder. Product information can be found at  https://www.fbn.com/direct/seed . Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network”, “FBN”, "Farmers First", “FBN Direct” , "F2F", and "F2F Genetics Network" are trademarks or registered trademarks of Farmer's Business Network, Inc. Warner Seeds, Inc Research Performance Service & Design is a registered trademark of Warner Seeds, Inc.


16 Sept 2021

by Mark Wilson

When we launched the F2F Genetics Network® in 2018, our goal was to focus on helping growers maximize their profit potential. By offering transparent, no-zone prices on our high-performing seed, we were able to give farmers a better return on investment.  In just 3 years, over 2700 farmer-members have planted hundreds of thousands of acres of corn, soybeans, sorghum, and alfalfa purchased from the F2F Genetics Network . We’re excited to give our members the confidence to grow products that not only perform well but help grow their bottom line. And that only happens because of the data-backed, farm-tested insights that the FBN® Network provides.  Sprouting a new business When we entered the seed market, it was refreshing for many farmers who had been dealing with established seed companies. Especially because FBN was  offering transparent, data-driven information from a network of independent breeders who were able to drive down the cost of seed.  Unique offerings and the ability to improve product performance sets the F2F Genetics Network apart from the crowd. Breathing fresh air into an industry that had a lot of established players meant people were optimistic about our portfolio. Some of the early concerns we heard from growers was that seed was expensive and the prices weren’t transparent. Many growers weren’t sure how the products they purchased were going to perform and whether the prices they were paying for traits was worth the value. “You know, we’re still new but farmers are getting exposed to FBN and the quality of our products. They’re seeing a transformation and the journey that we’ve been on, where we started and how we continue to always be focused on ROI per acre in order to maximize profit but without sacrificing performance. Growers are starting to see how we’re adding more value and that’s the key to helping farmers be successful.”  German Muttoni,  FBN’s Director of Seed Category Management Growers were also expressing discontent with the current seed offerings on the market. Choosing which seed to purchase is one of the most important decisions farmers make — especially when it comes to price. “One of the things we’ve seen is that seed prices have jumped dramatically over the past few decades. As a percentage of revenue, seed prices are a significant cost to growers. While crop protection and fertilizer prices have gone up significantly, seed prices have surged higher and higher. Because of that surge, we wanted the F2F Genetics Network to really benefit growers and give a better return on investment to our member farmers. It was a refreshing way for growers to maximize their profitability from a new player in the market,” said Matthew Meisner, FBN ® ’s VP of R&D and Data Science.   “We are still conscious of what farmers are paying and we’re trying to provide products that are of value or have economical cost but are also high quality. For that reason, we’ve got a tight portfolio that is very targeted towards products that perform,” says Brad Roberts, FBN ’s Senior Product Marketing Manager of Seed and Digital Technology. One of the biggest changes we’ve seen year over year in the business is performance.  “We’re definitely seeing better performance this year. Things look a lot different then previous years and we’re looking as good as anybody else out there in the field. No, we’re not going to be 20 bushels above everybody else but we’re being competitive and bringing the ROI,” said Steve Sick, FBN’ s Breeding Project Lead. We continue to invest in digital phenotyping and genomic selection and ensure that we’re using the latest technologies to accelerate the genetic need as quickly as we can. Ready to maximize your farm’s profit potential? Become an FBN member today The power of data As our network of farmer members continues to grow, so do the data-driven insights that only FBN can provide. “We get to learn directly from our farmers, what’s working and what’s not working. We learn together and that’s something really special. It’s a game changer. The data that comes through our farmer network really helps farmers to be more profitable and learn more about their operation,” says Muttoni “Leveraging data from our network has always been part of our mission. This data helps growers decide what’s best for their operations. Being able to understand performance, environment, economic, and weather variables only serve to help growers. Getting even more rigorous about optimizing seed placement based on real world farmer data is invaluable for our members,” says Meisner. When farmers contribute data to FBN, all farmers in the network benefit. With precision data, farmers are able to review yield performance, seed performance, and optimal seed placement. Ultimately, that data helps farmers make better decisions for their operation. Where we’re headed As we move forward, we’re excited to focus on our breeding program and expand into new regions. At the same time, we’re continuing to collaborate with independent breeders and help smaller breeders get their products to market.  “We’re assembling brand new genetics and we’re offering a platform for breeder network members to combine their genetics. Our focus is either working with people they don’t know or with internal FBN genetics to produce hybrids that would have never ever been found or utilized before, just through the FBN platform. It’s a really unique model in the industry. We’re bringing a lot of genetic diversity into the mix. Companies that have never worked together before have completely different breeding targets that they work toward. We’re bringing them together and it’s providing a unique set of germplasm with the different technologies that we offer,” said Sick. Looking to the future, we’re working to ensure that we’ll be able to offer major corn and GM traits that have patents expiring soon.  Focus your farm on greater ROI At Farmers Business Network®, we’re committed to putting Farmers First® and powering the prosperity of family farmers. Want quality genetics at a fair price? Take a closer look at the F2F Genetics Network seed portfolio. Copyright © 2014 - 2021 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network”, “FBN”, “FBN Direct” and "F2F Genetics Network" are trademarks or registered trademarks of Farmer's Business Network, Inc. F2F Genetics Network seed products and other seed products distributed through FBN Direct are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed and where those products are registered, if applicable. Individual results may vary and are dependent upon additional factors, including but not limited to weather, agronomic conditions and practices, and commodity prices. Terms and conditions apply.


30 Oct 2020

by Brian Paff

When it comes time to buy inputs for the following crop year, you need to decide how you’re going to pay for your seed and crop protection products.  Do you pay for everything in cash? Finance your purchase now and pay in full after next year’s harvest? Hold off till closer to planting/seeding season hoping you’ll have more flexibility once you’ve marketed a greater share of your grain? There’s a lot that goes into the decision-making process, but developing a strategy and finding the right payment option for your farm operation can make a big difference. When does it make sense to finance your input purchases? There are very real benefits to financing your seed and crop protection input purchases, particularly in the initial weeks and months following harvest.  For one, many seed and chemical companies offer incentives for buying inputs early. So even if you don’t have the capital to pay in cash now, the total discount you can potentially get for purchasing in the fall might outweigh the interest you’ll end up paying post-harvest. Enjoy flexibility and savings potential all season long. Financing your input purchases in the fall can also free up important cash flow for other needs you might face on your operation throughout the year.  Paying in cash when you’re able feels good, no doubt about it. But having capital in hand can be vitally important if and when you need to spend money on a custom application, equipment maintenance or other in-season demands you run into for your operation. You do have to weigh the overall cost of financing your purchase, though.  Let’s say you book a $40,000 seed and chemical order on November 15 of this year and finance the purchase with a 5% interest rate. If you’re not able to pay in full until the end of the following year, you’d end up owing a little over $2,250 in interest when all is said and done. * Amount owed assuming purchase is paid in full on 12/31/21 with a 5% total interest rate. See what 0% financing on inputs can do for your farm At Farmers Business Network ® , we want to make sure you can take advantage of pre-season savings and still have that financial flexibility throughout the crop year. Our special 0% input financing offer can make a huge impact on your farm’s bottom line. Once you’ve been approved for 0% input financing, you’ll be ready to buy the inputs you need from FBN Direct ® for the upcoming season and not have to worry about payments until the end of the 2021 crop year.  "Having 0% financing is huge on my farm. Bottom line? More money in my pocket, because it seems like our margins are getting tighter year after year."* - David Z., Alberta And it gets even better: Reach our 0% Club threshold (total spend of $35,000 in the U.S., $50,000 in Canada) prior to March 31, 2021, and you’ll enjoy 0% financing on inputs through FBN Direct all season long.  That means you won’t have to pay interest on chemicals to control unforeseen weed escapes post-emergence or that last-minute fungicide purchase until after harvest. And that gives you even more flexibility to manage your operation throughout the growing season. Apply for 0% input financing through Farmers Business Network Get ready to purchase inputs for the upcoming crop year today. Apply for 0% financing with Farmers Business Network  and enjoy the flexibility and savings potential this can deliver to your operation. * Testimonial is not indicative of future performance or success; savings may vary. FBN merchandise was provided in exchange for testimonial.Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” “F2F” and “F2F Genetics Network” are registered trademarks of Farmer’s Business Network, Inc. All trademarks are the property of their respective owners. FBN Direct products are offered by FBN Inputs, LLC and are available only in states/provinces where FBN Inputs, LLC is licensed. For For U.S. farmers: Input financing is offered by FBN Finance, LLC, and is available only where FBN Finance, LLC, is licensed. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet certain underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. For Canadian farmers: Input financing is offered by Farmer's Business Network Canada, Inc. in connection with Farm Credit Canada (FCC). Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet certain underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. By applying for credit through FCC, you consent to Farmer’s Business Network Canada, Inc., providing information you provide on an application form to FCC or its designated third party service providers. Not all applicants will qualify.


16 Oct 2020

by FBN Network

When it comes time to buy farm inputs, financing your purchase(s) can free up much-needed cash flow for other important activities on your operation.  That’s why we want to make sure you’re able to apply for input financing with Farmers Business Network. With an approved credit application, you’ll be ready to take advantage of deals and potential savings available through FBN Direct® throughout the season. Plus you can utilize our 0% financing offer on all input purchases made through March 31, 2021, with no payments due until January 1, 2022. And now we’re offering a special promotion for all new and returning credit applicants in the U.S. and Canada (excluding Quebec): If you submit a qualifying application for input financing with Farmers Business Network between September 1 and October 31, 2020, you’ll be automatically entered to win one of two Traeger® Ironwood 650 Pellet Grills — a $1200 value (see official rules below). Apply now for your chance to win a Traeger® grill Apply for input financing by October 31 and you’ll be entered into our 2020 Financing Application Grill Sweepstakes. Winners will be notified by November 13, 2020. U.S. Farmers Farmers in the U.S. can apply for credit directly through Farmers Business Network  Finance. First-time users should fill out a new application , but if you’ve received input financing through Farmers Business Network  in the past you can simply renew your financing . Input financing is offered by FBN Finance, LLC, and is available only where FBN Finance, LLC, is licensed. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet certain underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. Canadian Farmers In Canada, farmers need to apply for financing through Farm Credit Canada and select FBN as their retailer. Input financing is offered by Farmer's Business Network Canada, Inc. in connection with Farm Credit Canada (FCC). Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet certain underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. By applying for credit through FCC, you consent to Farmer’s Business Network Canada, Inc., providing information you provide on an application form to FCC or its designated third party service providers. Not all applicants will qualify. 2020 Financing Application Grill Sweepstakes – Official Rules NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Please read these rules before entering this Farmer’s Business Network, Inc. 2020 Financing Application Grill Sweepstakes (the “ Sweepstakes ”). You agree that, by submitting an entry, you will be bound by these Official Rules and you acknowledge that you satisfy all Sweepstakes eligibility requirements.  Eligibility . If you are an individual legal resident of Canada (excluding Quebec) or the United States, residing in the continental United States, and are at least 18 years of age at the time of entry, you are eligible to enter the Sweepstakes. Employees of Farmer’s Business Network, Inc., Farmer’s Business Network Canada, Inc., FBN Inputs, LLC, FBN CM LLC, Yorkton Distributors (1976) Ltd., FBN BR LLC, or their affiliates (“ Sponsor ”) and their spouses, domestic partners, parents, grandparents, siblings, children and grandchildren (“ immediate family members ”), and Sponsor’s affiliates, advisors or advertising/promotion agencies (and their immediate family members), and their respective agents, officers, and directors, and all individuals, including, but not limited to, consultants, independent contractors, so-called “temporary employees,” former employees and interns (and their immediate family members) who have, within the past six months, performed services for Sponsor are not eligible to enter or win the Sweepstakes. How to Enter. You may enter the Sweepstakes from September 1st at 12:01 AM EST through October 31st at 11:59 PM EST (the “ Sweepstakes Period ”) by fully completing the financing application on this linked DocuSign page . Anyone who has previously submitted information through the financing application for the 2021 crop year before this announcement was made will automatically be entered to win. You must complete the application in its entirety, including providing a valid email address and phone number, in order to be registered to enter to win. No entries will be accepted after the entry deadline.  By submitting a Financing Application, you authorize Sponsor to contact you via email, phone, text, mail and by other means for informational, marketing and promotional purposes.  One (1) entry per person during the entire Sweepstakes. Entries may not be acknowledged. Incomplete entries or invalid e-mail addresses or phone numbers contained in the entry shall render the entry null and void. Other Promotions . Sponsor may be running similar sweepstakes at the same time as this Sweepstakes. By entering this Sweepstakes, you will not be eligible to receive any prize awarded in any other sweepstakes unless you enter each sweepstakes separately. Prizes . We will award the following Prizes as follows:  One (1) Traeger Timberline 850- Pellet Grill (Approximate Retail Value of $1,699.99) or a prize of equal or lesser value. Prize Drawings. To be considered, your Financing Application (“entry”) must be received by 11:59PM EST on October 31st 2020. A random drawing will be held, using all entries received during the Sweepstakes period, within two weeks of the end of the Sweepstakes period. You need not be present to win.  Sponsor or its designee will notify each potential winner by email, and each potential winner will be required to execute a Winner’s Declaration and Release Agreement, send or show Sponsor a copy of a valid, government-issued form of identification, and consent to and satisfactorily pass a background check, if deemed necessary by Sponsor. As required under Canadian law, any selected winners who are legal residents of Canada must also pass a skill testing question (e.g. a three-part mathematical test) devised by Sponsor. All selected winners are deemed potential winners pending verification of their eligibility and compliance with these Official Rules. Limit one prize per person/household.  Odds of Winning. Odds of winning depend on the number of eligible entries received during the Sweepstakes. Restrictions. Prizes are nonrefundable and nontransferable. The prizes may not be replaceable if lost, damaged or stolen. Winner must be 18 years of age or older and must possess (and send Sponsor a copy of) a valid, government-issued form of identification.  Sponsor is not required to (but may at its sole discretion) offer any substitutions, cash redemptions, or alternative to prizes awarded under this Sweepstakes. Sponsor reserves the right to substitute a prize of equal or lesser value in the event a prize is unavailable. All prizes awarded are subject to the restrictions and limitations noted in these Official Rules, on the prizes and/or included with the prizes.  ALL FEDERAL, STATE/PROVINCIAL, AND LOCAL TAXES, FEES, AND ANY OTHER EXPENSES ARISING OUT OF THE RECEIPT AND USE OF THE PRIZES, ARE SOLELY THE RESPONSIBILITY OF THE WINNER. The Sponsor is not a tax professional and does not provide tax advice. Any difference between the stated estimated value of a prize and its actual value will not be awarded. Winners agree to accept prize “as is.” Additional Terms. We may, to the maximum extent permitted by applicable law and in our sole discretion, change these rules or cancel the Sweepstakes at any time, including changing or cancelling the locations and times for Sweepstakes entries at any time; or modify, terminate, or suspend the Sweepstakes should viruses, worms, bugs, unauthorized human intervention, or other causes beyond our control corrupt or impair the administration, security, fairness, or proper play of the Sweepstakes or submission of entries. We are not responsible for: (a) lost, incomplete, or unintelligible entries or for inaccurate entry information, whether caused by you or by any of the equipment or programming associated with or utilized in the Sweepstakes, or by any technical or human error that may occur in the processing of entries; (b) any printing or typographical errors in any materials associated with the Sweepstakes; (c) any error in the operation or transmission, theft, destruction, unauthorized access to, or alteration of, entries, or for technical, network, telephone, computer, hardware or software, malfunctions of any kind, or inaccurate transmission of, or failure to receive any entry information on account of technical problems or traffic congestion on the Internet or at any website; or (d) injury or damage to your or any other computer resulting from downloading any materials in connection with the Sweepstakes. We may, in our sole discretion, disqualify any individual found to be: tampering with the entry process or the operation of the Sweepstakes or website; acting in violation of these rules; or acting in an unsportsmanlike or disruptive manner or with intent to annoy, abuse, threaten, or harass any other person. If your entry is incomplete or if you use robotic, automatic, programmed or similar entry methods, your entry will be void. The authorized subscriber of the e-mail account used to enter the Sweepstakes at the actual time of entry will be deemed to be the participant and must comply with these rules in the event of a dispute as to entries submitted by multiple users having the same e-mail account. The authorized account subscriber is the natural person who is assigned an e-mail address by an Internet access provider, on-line service provider, or other organization responsible for assigning e-mail addresses for the domains associated with the submitted e-mail addresses. No greater than the number of prizes stated in these Official Rules will be awarded. If any technical errors occur in the selection of any potential prize winner or if more prizes are claimed than the number of prizes being awarded as provided in these Official Rules, we may award the prize by random drawing from among all eligible claimants. Disputes . The Sweepstakes is governed by, and will be construed in accordance with, the laws of the United States and the State of California, and the forum and venue for any dispute shall be in San Francisco, California. If the controversy or claim is not otherwise resolved through direct discussions or mediation, it shall then be resolved by final and binding arbitration administered by Judicial Arbitration and Mediation Services, Inc., in accordance with its streamlined arbitration rules and procedures or subsequent versions thereof (“JAMS Rules”). The JAMS Rules for selection of an arbitrator shall be followed, except that the arbitrator shall be experienced and licensed to practice law in California. All proceedings brought pursuant to this section will be conducted in San Francisco, California. Entrant’s remedy for any claim shall be limited to actual damages, and in no event shall any entrant be entitled to recover punitive, exemplary, consequential, or incidental damages, including attorney’s fees or other such related costs of bringing a claim, or to rescind this agreement or seek injunctive or any other equitable relief. Entrants agree that the rights and obligations of any entrant and/or entities associated with the Sweepstakes and/or any other party shall be resolved individually, without resort to any form of class action. Any demand for arbitration must be filed within one (1) year of the time the cause of action accrued, or the cause of action shall be forever barred. Miscellaneous. If you win a prize, you may not transfer, assign, or redeem the prize for cash. Each winner agrees (for himself or herself and his or her heirs) that, by accepting the prize, we, along with our affiliates and agents, will have no liability, and will be held harmless by the winner for any liability, loss, injury, or damage to property or person, including death, and reasonable attorney’s fees and court costs, due in whole or in part, directly or indirectly, by reason of the acceptance, possession, use or misuse of the prize or participation in the Sweepstakes, even if caused or contributed to by our negligence. You agree that our decisions related to the Sweepstakes and all drawings are final. Each winner agrees that, by participating in the Sweepstakes, we may use the winner’s name, image, or likeness in any manner and in any medium for our promotional purposes without additional compensation, except where prohibited by law, and we may be required to disclose the winner’s address to regulatory authorities.  Privacy Policy. Any personal information supplied by any entrant to the Sponsor will be subject to the Sponsor’s privacy policy located at: http://www.farmersbusinessnetwork.com/privacypolicy Winners' List and Official Rules. Individuals may request the names of Winner by sending a self-addressed, stamped envelope by January 1, 2021 to:  Farmer’s Business Network, Inc. 2020 Financing Application Grill Sweepstakes 388 El Camino Real San Carlos, CA 94070 To receive a copy of the Official Rules during the Sweepstakes Period, send a self-addressed, stamped envelope to the address above; Attn: 2020 Financing Application Grill Sweepstakes Sponsor . Farmer’s Business Network, Inc. 388 El Camino Real, San Carlos, CA 94070.  Copyright Notice. The Sweepstakes and all accompanying materials are copyright © 2020 Farmer’s Business Network, Inc. All rights are reserved. Traeger® is a registered trademark of Traeger Pellet Grills, LLC. Copyright © 2014-2020 Farmer's Business Network, Inc. All rights reserved. The sprout logo, "Farmers Business Network", "FBN", and "Farmers First" are registered service marks of Farmer's Business Network, Inc. All other trademarks are the property of their respective owners.