Flexible Input Financing
Boost your farm's profitability with input financing from FBN®. Plus, lock in 2.99% financing all season long through Aug. 31, 2026!
FBN Input Lines for Farmers
Our input financing is designed to align with your operation's unique cash flow cycle, allowing you to secure the crop inputs and ag chemicals you need now and pay later.
Take advantage of 2.99% interest financing all season long.
With input financing available between $10,000 to $750,000 to put toward seed, crop protection, crop nutrition, or livestock essentials, FBN provides the capital you need to maximize your yield and strengthen your bottom line.
New Customers Save with 0% Financing
Customers who purchase from FBN Direct® for the first time still have a unique opportunity to access 0% interest financing on inputs. Payments are not due until January 1, 2027.
0% First 30 Days
No minimum input spend required for standard new customer financing program. If minimum spend is not reached to qualify for 0% interest all season long, then a 2.99% interest rate will apply for any purchases made 31 days or later.
0% All Season Long
Spend a minimum of $20,000 on all FBN inputs, seed or livestock products within 30 days of your first purchase and include at least 4 unique products with a minimum of $1,000 each to lock in 0% interest financing through 9/30/26 on qualifying FBN products purchased through 8/31/26.
What Is Input Financing?
Input loans are fixed-rate, non-revolving loans of $10,000 to $750,000, applicable only to FBN input purchases. These purchases can include crop protection, nutrition, fertilizer, seed, livestock, and feed products.
By offering credit-based flexibility to purchase these essential supplies without immediate upfront payment, input financing empowers you to defer costs until after harvest, improving profitability and giving you the flexibility to make timely decisions that benefit your operation.
Get the Inputs You Need from FBN
Find the crop protection, fertilizer, nutrition, seed, and livestock products you need to keep your operation running smoothly all season. With transparent pricing and direct to farm delivery on your schedule, FBN puts you in control.
Terms & Conditions
*Subject to final review and verification.
Must be a member of FBN. A “New” Customer is defined as someone who DID NOT purchase during the period of October 1, 2024 thru August 31, 2025. Must complete a credit application and be approved by FBN Inputs or our lending partner. Customer must be credit qualified by FBN Inputs and all loan documents must be fully executed. Loan sizes for Input Financing $10,000-$750,000. Input Loan must be paid in full by January 1, 2027; default interest rate charges apply. Promotional rates of 0% and 2.99% interest will adjust to Prime +2.5% on Oct. 1, 2026. Cash payments and bulk fertilizer purchases count towards $20,000+ minimum spend.
For purchases using FBN Input Loans, qualified farmers must purchase within promotional period (February 2, 2026 - August 31, 2026) to receive the promotional rates: 0% or 2.99% interest through September 30, 2026. Payment must be made in full by January 1, 2027; default interest rate charges apply. After September 30, 2026, the interest rate will be subject to the prime rate as reported in the Wall Street Journal plus 2.50%. Approved farmers who make a minimum purchase equaling $20,000 or more of any crop input, seed or livestock categories (including at least 4 unique products at a minimum of $1,000 each) from FBN Direct within 30 days of their first purchase will receive the benefit of automatic qualification for a promotional rate lock from FBN Direct. The rate lock offer qualifies farmers for a promotional rate of 0% interest on all prior (dating back to first purchase) and future purchases of input products only made through FBN Direct by August 31, 2026 assuming qualifications are met. Payments for all amounts owed under the associated FBN Input Loans are due January 1, 2027.