California Consumer Privacy Act

(Effective December 30, 2019)

This notice supplements the Privacy Policy of Farmer’s Business Network, Inc. and our Affiliates (collectively, the "FBN® Companies," "we," and "us," or "our") as well as any other agreements you have with us, such as our Terms of Service, as well as any other agreements you have with us, such as our Terms of Service, the FBN Rewards Program Terms of Service, or other agreements. Any terms we use in this notice that aren’t defined here will have the meanings we give them in those agreements.

Our Privacy Policy talks about your Ag Data, Financial Data, Personal Data, and Member Content. In this CCPA Privacy Policy, we are addressing our member’s personal information. “Personal information” is defined in the California Consumer Privacy Act, or “CCPA," and we use that definition.

Information for California Residents

California Consumers’ Rights and Choices

If you are a California resident, California law permits you to request Information regarding the:

  • Categories of Personal Information (as defined by the CCPA) collected, sold or disclosed by us;

  • Purposes for which categories of Personal Information collected by us are used;

  • Sources of information from which we collect Personal Information; and

  • Specific pieces of Personal Information we have collected about you.

In addition, if you are a California resident you may:

  • Opt-out of the sale or disclosure of your Personal Information, in some circumstances;

  • Opt-out of receiving marketing communications from us; however, you may still receive administrative communications regarding the Services;

  • Opt-in to certain financial incentive programs we may offer related to the collection, sale, or deletion of your Personal Information; and

  • Request deletion of your Personal Information by us and our service providers, in some circumstances.

You will not be discriminated against for exercising your rights under the CCPA. Our Privacy Policy can be found at: https://www.fbn.com/privacy-policy.

Collection of Personal Information from California Residents

We have listed below the Personal Information we may have collected from California residents in the past 12 months.

Category of Personal Information we may collect: Identifiers. This includes information such as name, phone number, address, etc.

Categories of sources from which we may obtain your “Identifiers” include:

Directly from consumers, public records from government entities, consumer data resellers

The purposes for collecting your “Identifiers” include:

To make our Services work better for you and to improve our customer experience

Category of Personal Information we may collect: Commercial Information. This includes information such as farm/property location and size, financial records or tax records, transaction records, etc. 

Categories of sources from which we may obtain your “Commercial Information” include:

Directly from consumers (when provided for credit applications), consumer data resellers

The purposes for collecting your “Commercial Information” include:

To make our Services work better for you and to improve our customer experience

Category of Personal Information we may collect: Mobile Data/Account Use

Categories of sources from which we may obtain your “Internet/Electronic Activity” include:

Directly from consumers (through the use of our Applications and Services)

The purposes for collecting your “Internet/Electronic Activity” include:

To make our Services work better for you and to improve our customer experience

Category of personal information we may collect: Geolocational Data

Categories of sources from which we may obtain your “Geolocational Data” include:

Directly from consumers (through the use of our Applications and Services)

The purposes for collecting your “Geolocational Data” include:

To make our Services work better for you and to improve our customer experience

Category of Personal Information we may collect: Sensory Information

Categories of sources from which we may obtain your “Sensory Information” include:

Directly from consumers, in the form of recorded calls necessary for compliance with state and federal laws. You will always be informed prior to a call being recorded.

The purposes for collecting your “Sensory Information” include:

Regulatory compliance.

Category of Personal Information we may collect: Professional Information. This includes information that you provide about your business and its operations.

Categories of sources from which we may obtain your “Professional Information” include:

Directly from consumers and from third-party background checks (for credit applications).

The purposes for collecting your “Professional Information” include:

To process credit applications and to process and provide other financial products requested by the consumer.

Category of Personal Information we may collect: Educational Information

Categories of sources from which we may obtain your “Educational Information” include:

Directly from consumers in the form of job applications. 

The purposes for collecting your “Educational Information” include:

To assess job applicants.

Category of Personal Information we may collect: Inferences drawn from the information above

Categories of sources from which we may obtain your “Inferences” include:

Directly from consumers

The purposes for collecting your “Inferences” include:

To improve our customer experience and to create a profile for you that may reflect your farming practices.

Here is information on whether we sell or share your Personal Information. 

Selling/sharing your Personal Information

Categories of third parties we may sell your Personal Information to:

We do not sell Personal Information to third parties.

Categories of third parties we may otherwise share your Personal Information with:

Subsidiaries, affiliates, and partners of Farmer's Business Network, Inc. and as discussed in our Privacy Policy.

Requests

You can make requests related to your California privacy rights at the attached links:

You may also make those requests by calling 866-636-1334

Please be aware that we do not accept or process requests through other means (e.g., via fax, social media, email addresses, etc.).

When you make a request, we may ask you to provide verifying information, such as your name, email, or phone number, farm name, or company name. We will review the information provided and may request additional information via email or other means to ensure we are interacting with the correct individual. Please also be aware that making any such request does not ensure complete or comprehensive removal or deletion of Personal Information or content you may have posted, and there may be circumstances in which the law does not require or allow us to fulfill your request.

Children

Our Services are not directed to children, and we do not knowingly collect Personal Information from children under the age of 16. If you learn that a child has provided us with Personal Information, then you may contact us as indicated above.

Do Not Track

Farmer's Business Network, Inc. does not currently take steps to respond to browsers’ “Do Not Track” signals as no uniform standard to respond to such signals has been developed at this time.

Change Log – This change log is a summary only. You are responsible for reading, understanding and complying with all of the Terms above.

December 30, 2019.  Policy adopted.