How Much Working Capital Do Farmers Need? | FBN Finance
Most ag lenders recommend farmers hold 20–40% of gross revenue as working capital. Learn how to calculate your farm's needs — and what to do if you're falling short.
Most ag lenders recommend farmers hold 20–40% of gross revenue as working capital. Learn how to calculate your farm's needs — and what to do if you're falling short.
Learn how interest-only loans work for farmers, how they differ from traditional ag loans, and why flexible payment structures can improve cash flow on the farm.
Planning to buy land? Learn the 6 critical factors for assessing farmland value, from soil quality to comparable sales, and discover free tools to estimate price per acre.
Farmland values are holding strong despite high interest rates and falling farm income. See what's driving land prices in 2026, how your region stacks up, and what it means for your operation.
It's important to carefully evaluate the pros and cons of hiring a custom applicator or buying spraying equipment to help make an informed decision that aligns with your specific operational needs and goals.
Learn more about the types of documentation you’ll need to provide when applying for a farm land loan with FBN Finance.
There are two sets of goals to establish when succession planning: goals related to the future of your ag operation and goals related to your own retirement.
Before using your equipment for the first time this spring, there are a few steps to take to prepare your machinery for the busy planting and spraying season.
Explore the pros and cons of searching for farm equipment through local auctions, online sales sites and forums, and learn more about equipment financing options.
Fellow farmers and volunteers across the country help each other by offering a listening ear and resources for support through free, confidential hotlines.