What Can I Use a Farm Land Loan For?

FBN Network

16 Dec 2022

FBN® Finance’s Ag Land Loan products are designed to help you fund the purchase or refinance of agricultural lands. Our product can help you buy farms, ranches, timberland and hunting land.

Farm land financing is not limited to purchasing but can also be used for financing any improvements on these lands including the construction of livestock facilities, barns, outbuildings, grain storage and silos, and more. 

[ACCESS THE FREE GUIDE: Ag Land Loans 101: Everything Farmers Need to Know About Securing Farm Land Financing]

The FBN Finance land loan may allow you to purchase new farm land or refinance existing debt on your property for a lower interest rate. The FBN Finance team also specializes in consolidating loans to lower overall debt payments and improve cash flow. 

FBN Finance can also help you access additional financing by borrowing against your land. Typically, land is a farmer’s largest asset and many people have equity that is built up from years of paying down debt and the appreciation of their land. 

An example of an asset-backed product is a long-term revolving line of credit with 5-10 year draw periods which can be used for operations, improvements, or established for future land purchases. Leveraging the equity in your land can improve your access to working capital and give you additional liquidity for operational needs.

Solutions to grow your business

We aim to make financing for family farmers simple and affordable. Every farmer has a unique situation therefore we provide a variety of options that may be useful in managing or growing your operation:

Land loans

Even though rates are high, the market is predicting they will rise even higher. Now may still be a good time to purchase that Ag land you have your eyes on. We want to help you finance your expansion, apply for a land loan now.

Farmland Capital

Farmland Capital provides you the capital you need without impacting your original loan. Learn more here or start your application today.

Operating lines

Operating lines will help you fund your operation as you see fit. Apply today and get your approval decision instantly. Once you have your loan you can easily use it to pay for FBN inputs in our Direct store.


Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network” and “FBN” are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc. 

Financing offered by FBN Finance, LLC and its lending partners and is available only where FBN Finance, LLC is licensed. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements of FBN Finance, LLC and its lending partners. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

FBN Network

16 Dec 2022

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FBN® Land Loans

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Ag Land Loans 101 Guide

Everything you need to know about land financing.