Finance Your Farm or Ranch Loan Today

Finance Your Farm or Ranch Loan Today

Rates will rise soon. Lock in the savings with FBN® Finance.
Ag Land Loans

Today's Low Rates

Rates as of 5/12/2022

30-Year Fixed Rate

ProductInterest Rate
Land-Backed Operating3.20%
1-Year Variable3.49%
7-Year Fixed4.99%
10-Year Variable5.21%
15-Year Fixed5.21%
20-Year Fixed5.45%
25-Year Fixed5.61%
How It Works

Get Your Rate

1. Apply in Minutes

Apply online or contact an advisor to help complete your application.

2. Value Your Land

An appraiser will assess the value of your land when your documents are approved.

3. Get Funded

You’ll get paid once the appraisal comes back.


Flexible Financing For Farmers

Support your operation with affordable financing from a team that’s 100% dedicated to agriculture.

Great Rates

Save thousands thanks to low overhead and a nationwide network.

Apply in Minutes

Simple online applications with tools to track your progress. 

Flexible Funding

Payment schedules to match your cash flows and no prepayment penalties.

Farmers First

Customized solutions and eligibility based on who you are, not who you know.


Loans can be made on a monthly, semi-annual, or annual basis. Prices shown here are based on semi-annual payments. Annual payments increase the interest rate by 0.15%.

No. There is no prepayment penalty.

Your loan will have title fees, appraisal fees, and an origination fee. In most cases, these fees are less than 1% of the loan value. In many cases, they can be added to the loan itself, so you don’t have any out-of-pocket costs at closing. Title fees and appraisal fees are passed on to the applicant at cost. If you have a current land appraisal that is less than one year old, you may be able to reuse it, subject to Farmer Mac’s guidelines. FBN’s origination fee varies by size, but will either be 0.65% or 0.3%.

You will work with one of our Loan Advisors as well as our team of credit analysts and loan closers.

While we work with Farmer Mac to provide the financing, we will be your “Field Servicer”. This means we will be your first point of contact for any issues you have with the loan.