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Get Funding to Grow Your Ag Operation

Hundreds of producers have financed their land, operations and equipment with FBN® Finance.

A New Ag Lending Solution

FBN Finance makes it easy and affordable for family farmers to finance their operation for the next generation.

1,700+

Farmers Served

$1B+

Funds Committed

28%

Average Savings*

55,000+

Member Farmers

Great Rates

With FBN Finance you can feel confident that you are getting a great rate. We are often able to save customers thousands of dollars thanks to our low overhead, competitive rates and nationwide network.

Apply in Minutes

Our secure and straightforward online application will save you time and provide you with the right tools to track your application's progress.

Exceptional Service

We are dedicated to family farmers. We work with growers and producers to provide creative solutions to their financing needs, approaching every farmer’s situation uniquely and never with a cookie-cutter recommendation.

Finance Products

Select a product below to get started and find your rate in minutes. Or call 866-619-3080 to speak with our loan advisor team immediately.

Farm Land Loans

Save thousands by financing your farm or ranch at a great rate with a team that knows ag.

Farm Operating Lines

Apply with an easy application and flexible terms. Revolving lines of credit start at 7.85%. Long-term operating loans start at 7.95%.

Farm Equipment Loans

Buy your next piece of new or used ag equipment from a dealer, auction, or individual. Rates start at 7.45%.

Farmland Capital

Get up to 25% of your farm’s value in cash. With no interest payments, ever.

Input Financing

Add to your Operating Line for more spending power. Get approved in 1 business day for input financing. Terms and conditions apply.

FBN Resources Library

Stay on top of your farm’s finances and maintain your operation's financial wellness with our templates and guides.

Introducing AcreVision℠

AcreVision℠ is a free farmland evaluation tool that provides farmers access to land insights. Because ideal farmland is hard to find, farmers can use this tool to see if a land parcel fits their ag goals. Start to see farmland potential more easily than ever today.

Start Your Loan Process Now

Start Your Loan Process Now

If you'd like to learn more about financing solutions from FBN, please complete the form below or call 866-551-3950 to speak directly with a member of the FBN Finance team today.

BLOG

Our Latest FBN Financial Insights

Click on a tile to visit our Finance blog.

Rent vs. Buy Farm Land: Which Is Right for You?

If you’re a farmer who rents the land you operate on, the decision of whether to continue renting or purchase farm land is likely never too far from your mind.  How do you know when the time is right to make the change?

Fixed Rate vs. Variable Rates: Which is Better?

Understanding the difference between fixed and variable rates will help farmers in the market for farm land loans.

How Do Interest Rates and Inflation Affect Farmland Values?

We see stability in farm land values in the future at this point, but that could change. The future ahead depends on the interaction of two main factors.

How Does the FBN® Finance Appraisal Process Work?

With a Farmers First® mindset at the forefront of everything we do, FBN Finance strives to be as transparent as possible about the appraisal process so you know what to expect when partnering with our team for your land financing.

What Documentation Do I Need When Applying for an FBN® Finance Land Loan?

Learn more about the types of documentation you’ll need to provide when applying for a farm land loan with FBN Finance.

Webinar: Inflation, Interest Rates & What to Focus On

Learn more about inflation, interest rates and what farmers need to focus on in this webinar from FBN Finance.

Will Farmland Values Continue to Climb into 2023?

Fueled by high commodity prices and low interest rates, U.S. farmland prices increased at a record pace in late 2021 through the first half of 2022. Will farmland values continue to climb into next year?
How to Buy Land as a Beginning Farmer

How to Buy Land as a Beginning Farmer

Learn the pros and cons of FSA loans, seller financing, commercial loans and Farmland Capital.

The Impact of Rising Inflation & Interest Rates

TJ Wilson and Kevin McNew, FBN’s Chief Economist discuss rising inflation and interest rates and the impact they will have on agriculture in 2022.

Regenerative Practices Rebate Program

Introducing a rebate program on your approved operating line of credit if your regenerative practices meet program requirements.

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Get an instant approval** on land loans

With FBN Finance you could be approved in minutes for land loans up to $2.5 million.

Terms & Conditions

* For informational purposes only. FBN does not guarantee any savings. The market average land loan rate to which FBN compares its land loan rates was determined by averaging certain rates published by the Federal Reserve, and does not indicate the exact interest rate that the farmers had with their previous lender.

** Subject to final review and verification.