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Who is eligible?
Most borrowers who are approved have a 680 or above credit score, although there may be exceptions where a lower score could be approved. We also factor in repayment history, the size of your loan relative to your income and operations, and the general financial health of your operation.
How do I obtain an advance?
Advances are made through an ACH or wire request in which funds will be electronically transferred.
What can the operating line be used for?
The operating line can be used for any agricultural-related operating expense, including inputs, rent, labor, and short-term equipment, subject to certain limitations set forth in the operating line agreement.