Farm and Rural Issues


30 Nov 2022

by FBN Network

Farmer2Farmer is back in just a few short weeks in Omaha, Nebraska from December 6th - 8th. [ Learn more about Farmer2Farmer VI . We look forward to seeing you in Omaha!] This year’s theme is Back in the Black which means getting farmers back to profitability or staying there if your operation is already profitable. It’s all about doing it sustainably which is what FBN® exists to do. We help you focus on your bottom line and give you as many tools as possible to farm profitably.  This is the first Farmer2Farmer since 2019 and we’re excited to be back with all of our farmer members. This year we’ll be joined by over 3,000 farmers from across the USA, Canada and Australia.  By attending Farmer2Farmer, you’ll not only have an opportunity to network with some of the leading producers in Ag, you’ll take home knowledge that will ultimately benefit your operation.  Here’s what to expect if you’ve never attended Farmer2Farmer: New this year: FBN University FBN University starts on December 6 at 1 pm CT so be sure to arrive early. Attend educational seminars to learn more about all aspects of farming and agriculture.  Livestock University  These seminars will feature educational trainings from our expert veterinarians, nutritionists, insurance and biosecurity experts aimed at Cow-Calf, Feedlot and Dairy and Swine producers. Farm Finance University Learn more about purchasing and trends around farmland from FBN® Finance experts. You’ll also learn about risk management, insurance and the latest research and data from the FBN network. Agronomy University Learn more about biologicals and seed selection and placement from our expert agronomists.  New: NASA Harvest and Climate Summit FBN is partnering with NASA to look at the effects of climate change on agriculture, what’s happening with the climate and the risks it will present to producers in the near future. You won’t want to miss this exciting and informative summit on Tuesday, December 6.  [Looking for a reason to attend? You really only need one, but here are 5 reasons why you should attend Farmer2Famer VI ] Crop Circles Crop Circles are a fun way to take a breather after harvest this year to connect and network with fellow producers and leading experts from around the world. Reconnect with old friends and make new ones as you talk about your strategies for 2023. Keynote speakers Alex Honnold One of the world’s experts on risk management, Alex Honnold is the only human to free solo El Capitan, Yosemite’s 3000 foot rock monolith without a rope!  Jocko Willink Jocko Willink is a podcaster, thought leader and author of the New York Times #1 bestseller Extreme Ownership: How U.S. Navy SEALs Land and Win. You won’t want to miss his leadership and management strategies.  Peter Zeihan Peter Zeihan is a geopolitical strategist and critically acclaimed author. He works with Fortune 500 companies, trade associations, policy makers and government agencies to better understand geography, democracy, energy and trade.  [Learn more about the Farmer2Farmer keynote speakers and what you can expect from them in Omaha] Business Training On Day 3 of F2F, we’ll be focused on a series of business trainings with FBN and our partners. There will be sessions covering: Crop Marketing Crop Protection Finance Insurance Livestock Seed Sustainability Programs Not only will you be able to get work done at the event, you’ll be able to lay out your 2023 plan with these productive training sessions. Trade Show Our trade show will feature dozens of partners showcasing products and all things Ag related at the event.  Whether you’re looking to speak to a nutritionist or veterinarian, learn more about crop insurance, risk management or take care of your financing needs, all of your needs will be covered at Farmer2Farmer.  For regenerative growers, we’ll be announcing all sustainability programs and contracts that you won’t want to miss.  You’ll be able to take advantage of deals and discounts from FBN while at the event to capture great savings for your operation and go into the holidays with a little less to worry about. Get your tickets today Farmer2Farmer is bigger, better and bolder than ever. Get your tickets today. Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. "Farmers Business Network", "FBN", “FBN Direct”, "Farmers First" and the Farmers First flag logo are registered service marks of Farmer's Business Network, Inc.


23 Nov 2022

by FBN Network

With Farmer2Farmer returning this year , we’re looking to bring it back bigger, better and bolder than ever. “Back in the Black” is all about adapting, managing and thriving.  This three day immersive experience will focus on performance, psychology, networking, training sessions, business opportunities, and partnerships that will help drive potential farm profitability for 2023.  This year, we have 3 exciting keynote speakers that will bring a wealth of knowledge to our farmer members. Learn more about Jocko Willink, Alex Honnold and Peter Zeihan before attending the event. You won’t want to miss their keynote presentations! [ Learn more about Farmer2Farmer VI . We look forward to seeing you in Omaha!] About Jocko Willink Jocko Willink is a retired U.S. Navy SEAL officer, co-author of the #1 New York Times bestseller Extreme Ownership: How U.S. Navy SEALS Lead and Win , co-author of The Dichotomy of Leadership , host of the top-rated Jocko Podcast , and co-founder of Echelon Front, where he serves as Chief Executive Officer, leadership instructor, speaker and strategic advisor. Jocko spent 20 years in the SEAL Teams, starting as an enlisted SEAL and rising through the ranks to become a SEAL officer.  As commander of SEAL Team Three’s Task Unit Bruiser during the battle of Ramadi, he orchestrated SEAL operations that helped the “Ready First” Brigade of the U.S. Army’s First Armored Division bring stability to the violent, war-torn city.  Task Unit Bruiser became the most highly decorated Special Operations Unit of the Iraq War. Jocko Willink returned from Iraq to serve as Officer-in-Charge of training for all West Coast SEAL Teams.  There, he spearheaded the development of leadership training and personally instructed and mentored the next generation of SEAL leaders who have continued to perform with great success on the battlefield.  Jocko Willink is the recipient of the Silver Star, the Bronze Star, and numerous other personal and unit awards. Upon retiring from the Navy, Jocko Willink co-founded Echelon Front, a premier leadership consulting company , where he teaches the leadership principles he learned on the battlefield to help others lead and win.  Jocko also authored the Discipline Equals Freedom Field Manual , a New York Times Bestseller, and the best selling Way of the Warrior Kid children’s book series. About Alex Honnold The only human to free solo Yosemite’s 3000 foot rock monolith, El Capitan–no rope, climbing alone. More people will walk on the moon than will do what Alex Honnold has done.  His extremely rare skill, unmatched mental focus, and unique future vision about the sport of climbing means that he is (almost) from another universe. Beyond his 2017 history-making ascent of El Cap, dramatically documented in the Oscar-winning film Free Solo , Alex is simply one of the hardest working, certainly most accomplished, and greatest climbers to ever live.  His feats have blown the doors wide open on the sport of climbing, placing him in front of mainstream media like 60 Minutes and The New York Times, and on the cover of National Geographic.  Thanks to Alex, most folks in America know about what once was a niche sport but is now a multi-billion dollar industry.  Humble and self-effacing, he is deeply appreciative of the position he holds in culture and uses it for the greater good. In 2012, Alex founded the Honnold Foundation , an environmental non-profit that provides grants to organizations advancing solar energy access all over the world. Its vision is simple: to improve lives and reduce environmental impact.  In 2021 alone, the Honnold Foundation supported 44 communities across 17 countries, all focused on community-centered innovation catalyzed by solar energy.  Host of the wildly successful Climbing Gold Podcast , Alex is a sharp listener and talented conversationalist who loves exploring the fringe, dirtbag stories of climbing culture that originally drew him to the sport.  Despite numerous high profile sponsors and his continued skyrocketing success, he likes to live as simply as possible with his wife Sanni and their daughter June, whether that is out of their van or at their home in the foothills of Red Rocks, Nevada. Both out-of-this-world star and down-to-earth humble, Alex is truly the world ambassador of the sport of climbing for this generation. About Peter Zeihan Peter Zeihan is a geopolitical strategist, which is a fancy way of saying he helps people understand how the world works. Peter combines an expert understanding of demography, economics, energy, politics, technology, and security to help clients best prepare for an uncertain future. Over the course of his career, Peter has worked for the US State Department in Australia, the DC think tank community, and helped develop the analytical models for Stratfor, one of the world’s premier private intelligence companies.  Peter founded his own firm — Zeihan on Geopolitics — in 2012 in order to provide a select group of clients with direct, custom analytical products. Today those clients represent a vast array of sectors including energy majors, financial institutions, business associations, agricultural interests, universities and the U.S. military.  With a keen eye toward what will drive tomorrow’s headlines, his irreverent approach transforms topics that are normally dense and heavy into accessible, relevant takeaways for audiences of all types. Peter is a critically-acclaimed author whose first two books — The Accidental Superpower and The Absent Superpower — have been recommended by Mitt Romney, Fareed Zakaria and Ian Bremmer. His third title, Disunited Nations: The Scramble for Power in an Ungoverned World was published in November 2019. Get your tickets today Farmer2Farmer is bigger, better and bolder than ever. Get your tickets today.  Join Jocko Willink, Alex Honnold and Peter Zeihan and farmers across North America and Australia for Farmer2Farmer VI on December 6-8 in Omaha, NE! Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. "Farmers Business Network", "FBN", “FBN Direct”, "Farmers First" and the Farmers First flag logo are registered service marks of Farmer's Business Network, Inc.


21 Nov 2022

by FBN Network

Farmer2Farmer VI , FBN®’s global conference for ag professionals, is themed around optimizing the potential ROI of your Ag operation and the idea of being “Back in the Black” for its sixth annual event this year. With three days packed full of insightful educational sessions, expert presentations, networking and business opportunities, inspirational keynote speakers, trade show demonstrations, and more, this year’s event promises to be even bigger and better than previous years.  Keep reading for a preview of some of the most anticipated sessions at Farmer2Farmer 2022.  Day 1: FBN University Training Sessions Livestock University Cow-Calf, Swine & Dairy, and Feedlot sessions will feature in-depth educational training with our expert veterinarians, nutritionists, insurance and biosecurity experts.  Farm Finance University  Aimed at helping you up your game as farm CEO with more advanced tactics, these sessions will include presentations from FBN experts on risk management, insurance, and farmland insights drawing from the latest research and data from the FBN network. Climate in Ag Summit with NASA Harvest With three overarching sessions on themes including “How to Maintain Farm Profitability Despite Weather Volatility” and “How to Prepare Your Operation for a Changing Climate,” the Summit will explore the critical role farmer engagement plays in shaping the frontier of today’s digital agricultural revolution. Featured speakers from NASA Harvest, FBN , farming and ranching operations, and other groups will also discuss how to assess the impacts of climate change on agricultural production and the business case for adopting more data-driven conservation practices across your farming operation without sacrificing long-term profitability.  [READ: 5 Reasons to Attend Farmer2Farmer 2022] Day 2: Insightful Panels and Presentations Biologicals: Do They Work? What Farmers Need to Know While once considered just an option for organics, biologicals are now mainstream in both conventional and organic operations. This session will offer the latest insights on the state of biologicals, show you how to determine if biological products could help your operation, and highlight which biological products producers are finding success with.  Farm Bill: Show Me the Money The Farm Bill has been the main policy vehicle for farmers and rural America, but has its impact shifted in light of recent developments? Distinguished farm policy leaders will delve into whether the Farm Bill offers support or potential resolution for critical issues like input pricing, supply chain disruptions, labor and immigration, environmental regulations, and water access. Seed Trends for 2023 When it's time to order seed, why are you choosing the seeds you’re purchasing? For most growers, the answer to that question has become quite complex. Join us as our featured agronomic speakers discuss which trends and innovations in the seed world they think about heading into the next planting season — from hybrids to traits to treatments. Financial Management: Cash Flow in a High Interest Rate Environment As interest rates continue to rise, it’s important to review your cash flow and management strategies. Hear what our panelists have to say about short-term operating lines or long-term debt strategies and refinancing options in order to secure better rates and put your operation in the best position. Implementing & Monetizing Regenerative Ag: Successes and Failures Conservation practices can have major benefits on the long term health and profitability of your farm. In this session, our featured speakers will honestly discuss both their wins and losses in implementing and monetizing regenerative practices in their operations. Want to Start Farming? The Most Innovative Strategies from Startup Farmers Hear from the next generation of farmers about how they leverage online platforms to get started and cement their unique place in farming.  Canadian Market Outlook 2023 A huge 2022 harvest following last year’s drought-induced short crop has produced a record-breaking harvest in Canada. Hear from commodity experts and producer specialists as they share their lessons learned from the rebound harvest of ‘22, the conditions that will or have already impacted ‘23, and what producers across the country need to know about next year’s market. Data Science in Agriculture What is data science, and how can it benefit your farm? A perennial Farmer2Farmer favorite, this talk has historically helped thousands of producers better understand how to leverage data on their operations. Listen to FBN ’s Data Science leaders as they walk through the basics of statistical analysis, the benefits of data-driven decision making, and the insights and tools that FBN has developed to give you a unique advantage in your operation. Day 3: FBN Business Trainings Learn about a range of products and financial services available through FBN and FBN Finance, including:  Crop Protection Lineup, Biologicals & Acre Pack Training Finance & Insurance Programs How to Become an FBN Community Builder Livestock & Livestock Insurance Seed & Seed Treatments Lineup 2023 Sustainability Programs & Contracts Field Trial Program 2023 Canadian Programs 2023 Click here to get access to these insightful, expert-led sessions by registering for free tickets to Farmer2Farmer V1 today. Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “FBN”, and “FBN Direct” are trademarks or registered trademarks of Farmer's Business Network, Inc. All other trademarks are the property of their respective owners.


Article Farmer Perspective

Why I Chose FBN: Mark Huffman, Driver

16 Nov 2022

by Mark Wilson

Our ‘Why I Chose FBN®’ series features stories from employees across different roles, teams, and geographies on how they got to  FBN , what it’s like to work here, and how their teams help fulfill our mission of putting Farmers First®. When did you join FBN , what is your current role at FBN , where are you based, and what are your responsibilities?  I joined FBN in April 2022 as a Driver and I’m based out of Newton, IA. I drive a straight truck or semi-truck to deliver orders to the farmers. I really enjoy the one-on-one time I get with the farmers and I make an effort to visit with each of them; that’s just an extra special touch that you won't get from other companies. Plus, I get to try out their fresh milk or cheese from straight off the farm.    What was your previous work experience before joining FBN ?  I have over 45 years of truck driving experience. I actually started driving a straight truck at 7 years old for my grandfather on the farm. I would drive 1 mile to the elevator and then hop out of the truck and I was given cookies and a soda pop. Eventually, I joined the US Army and in my time drove and was a mechanic for the service. I started a truck driving company and then had various other driving and warehouse jobs. Through my time in those warehouse jobs, I learned about chemicals and about visiting with farmers which was great because that is more my nature. I love to greet people with a, “good morning, how are you?” and if anyone is ever having a bad day, I take the time to listen. As such, I have a great following of farmers from the relationships I’ve built over the years.  What did you first find compelling about FBN that led you to want to learn more?  Kevin Feeney’s persistence saying “I’ve heard about what you do and how you treat people.” I put him off for a few months and then appreciated the persistence. I had heard so many good things about FBN . I’d never heard of unlimited time off. I’ve been a manager myself in the past, and I really appreciated how persistent Kevin was in building the right team.    Why did you ultimately decide to join FBN ? What did this thought process look like for you?  Finally, after doing more research and talking to my wife, we both thought it was “too good to be true,” but I was ready for a change. I thought I was in my retirement job, working from 6 - 2, until finding FBN . Now of course I work longer hours, but I enjoy being at FBN . The benefits were so great and Kevin’s persistence really intrigued me. I also took the time to stop FBN drivers and other employees as I came across them to ask them about the company. They all spoke of the flexibility at FBN , and the willingness to accommodate you as a person, instead of you as just a number. Ultimately, that influenced my decision to join FBN .  Now that you’ve joined, how would you describe life at FBN ?  I have turned to recruiting. I have told farmers and at least 10 different drivers about FBN . I have no reason to make this up - it is just the truth! I truly enjoy the people and the atmosphere at FBN . What kind of impact are you and your team having on the company’s future?   We move the business forward because of the relationships between the drivers and the people we are delivering to.  How does FBN’s mission come to life in your day-to-day work? How does your work positively impact farmers?  Us being able to deliver within a few days of order. The farmers are shocked that they are getting products so quickly. We, as FBN , have our own trucks and equipment. We are standing up to what our word is by getting things to customers as quickly as possible.  We know you have a life outside of work - what kinds of things do you do for fun?  I’m an avid motorcyclist. I love camping. I love spending time with my family. I have 7 kids and 18 grand babies.  What’s one piece of advice you would give to someone considering FBN ? If you’re looking for a secure job and peace of mind at a family-oriented business, pick FBN hands down! I wish I would have found this job 20 years ago. I would tell people, “Make sure you are ready to work at your forever job.” It has just been a real pleasure.  What is one thing you are looking forward to in the future at FBN ?  I’m looking forward to actually utilizing the benefits and not being nervous about taking time off. It’s hard to go from having “x” amount of days to use, to having the flexibility to take the time that you need, when you need it. I’m glad that FBN encourages people to take advantage of the time off policy. FBN is really trying to make the best work environment for their people.  What made you want to join the "Veterans @ FBN " Employee Resource Group? I'm interested in this group to show support for my fellow Veterans who might, with the help of others with shared experiences, make it through one more day; and give hope to a person who feels there's no hope left. Why do you celebrate National Veterans and Military Families Month? To express my thanks and honor to those who served before me. Giving their life and limbs for everyone they fought for both foreign and domestic. My father and his father, his brother and my brothers, my mom and sisters. I am proud to call myself an American. Where freedom has never been free. We have fought and earned our place in history; however big or small our jobs were in the service. Thank you to all Veterans and the private workers. Thank you all for supporting them. Want to work for FBN? Outstanding companies are built by outstanding people. The FBN team goes to work everyday to ensure American farmers stay profitable while they feed the world. Learn more about the open roles available at FBN. Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, Farmers First flag logo, "Farmers Business Network," "FBN," and "Farmers First" are registered trademarks of Farmer's Business Network, Inc. or its affiliates. All other trademarks are the property of their respective owners. Terms and conditions apply.


14 Nov 2022

by FBN Network

Let’s face it, health insurance can be confusing. Answering these five questions will help you get started on making your decision. While it’s important to do your own research, be sure to reach out to an insurance agent you trust with specific questions for your unique situation. 1. How much will it cost? This is the first thing most people want to know when shopping for health coverage. Depending on the type of plan you are looking at, the costs can vary dramatically. For example, plans that are medically underwritten like the ones FBN® Health offers, have rates that are based on factors such as age, general health and gender. Other, more traditional offerings may have a flat rate based on age and state. It is important to look at more than just the price when determining which plan is right for you. Make sure you are looking at the total costs including premium (what you pay each month/year), deductibles, copays and out-of-pocket maximum amounts. 2. What are my options if I have a pre-existing condition? Depending on what your pre-existing conditions are you could potentially be limited in your plan options. Plans through Healthcare.gov are not allowed to exclude your participation for pre-existing conditions. Other offerings, such as those that are medically underwritten may exclude certain pre-existing conditions. If you question whether or not you may be denied coverage, be sure to ask your licensed health agent what options may be available to you. 3. How can I find out if my provider is in the network? It is important to do your research before enrolling in a new health plan. Part of that research should include reviewing the plan’s provider network. Check the plan’s website or ask your agent to verify ahead of time that providers and facilities you need are considered to be in network. 4. Are dental and vision included with my health plan?  In most cases, these items will be separate. Make sure you ask your agent during your research if they are included or not. Never assume additional coverage is included without verifying through your agent and your plan paperwork. 5. Are my prescriptions covered?  Prescription drug coverage is an important part of your health plan. Just like with providers, make sure you do your research to verify that necessary drugs are included in your plan. You should be able to request a copy of your plan’s formulary, or list of covered drugs,  if you have specific questions.  Still have questions? If you have questions regarding health coverage for your farm, reach out to FBN Health at 877-892-3303 to talk to one of our experts or visit fbn.com/insurance/health-insurance to get a custom quote. FBN does not offer traditional health insurance. But while we do not offer traditional health insurance, we do offer FBN Health. FBN Health is marketed by FBN Insurance LLC. FBN Insurance LLC is not a licensed insurance company or agency and its employees and representatives are not licensed life and health insurance agents. Policies marketed by FBN Health are level-funded group health benefit plans offered and administered by Benefit Plan Administrators, Inc. (“BPA”) and Employers Business Alliance ("EBA") and available only where BPA and EBA are licensed." If you submit the Get A Quote Form, a licensed insurance agent/producer may contact you on behalf of BPA or EBA. You cannot obtain coverage under a health plan until you complete and submit an application for the plan and your application is approved and accepted by BPA or EBA. Eligibility and benefit exclusions and limitations apply. FBN Health is currently available in all 50 states.


04 Nov 2022

by Mark Wilson

After 3 long years, Farmer2Farmer is back. And it’s bigger, better and bolder than ever! FBN® is excited to return with Farmer2Farmer VI hosted in Omaha, NE from December 6-8, 2022.  While a global pandemic and other unprecedented challenges prevented us from meeting face-to-face, we’re committed to connecting you to the power of the network. [ Learn more about Farmer2Farmer V1, our 2022 event, by clicking here . We look forward to seeing you December 6-8, 2022 in Omaha, Nebraska!] Join us in Omaha to experience how we’re putting farmers first by combining tech-forward resources with transparency on the staples you need (seed, nutrients, inputs and more). And come to hear some amazing speakers like legendary NAVY Seal Jocko Willink and Alex Honnold, one of the most amazing rock climbers in the world. You don’t need many more reasons to attend other than hearing Jocko and Alex speak at the event. We’ll be announcing more speakers to come, so stay tuned. In the meantime, here are 5 reasons you won’t want to miss Farmer2Farmer in Omaha this December. 1. Powerful networking Where else will you have a chance to connect with fellow farmers to discuss the topics we’ll be discussing at the event? You’ll be able to talk to farmers from across the U.S., Canada, Australia and connect with FBN experts to hear different perspectives and new ideas about farming, technology, and all things ag-related. F2F has become a post-harvest tradition for farmers. Come for the speakers, stay for the conversations.  2. Exciting keynotes + speakers Whether you’re sitting in a room of only 20 people or 3,000, there is no better feeling than sharing the common experience of learning, looking at fellow farmers when an amazing idea or insight connects with you and simply sharing laughter together. It’s time for us all to reconnect and remember why farming is so important. Our keynote speakers will expand your knowledge and being together with a group of like-minded farmers will expand your sense of connection and community.  World-renowned leadership expert Jocko Willink and legendary free climber Alex Honnold are sure to bring inspiring insights. And presentations from other prominent ag and livestock industry experts will be right on par.  3. Access to innovation See the latest tech, products or offerings all three days from the FBN® research network and industry trendsetters on the tradeshow floor.  Over three days, you’ll have the ability to see many different talks and interact with a variety of people. The FBN team has chosen a diverse group of talks and sessions that will expand your knowledge and interests and collectivity help farmers learn more.  4. Deep learning Join special FBN- U educational sessions and producer panels led by experts in: Risk management Agronomic trends Livestock Premium programs Climate Insurance And more 5. Food + drink + celebrations Stay energized with Happy Hours, parties and more! The tradeshow and special events are a big component of Farmer2Farmer. The opening keynote, tradeshow and parties draw farmers, industry professionals and exhibitors alike.  At the end of the day, join us for food, a cold beverage and intimate happy hours with fellow farmers and FBN experts.  BONUS: Swag Everyone loves a good swag bag and you won’t be disappointed at the amazing and cool swag we’ll be giving away. But to get free swag, you’ll have to attend the event!  If you’ve never attended a past Farmer2Farmer event , you certainly won’t want to miss the return of one of the best farming events in the world.  Get your tickets today Farmer2Farmer VI is bigger, better and bolder than ever. Get your tickets today.  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. "Farmers Business Network", "FBN", “FBN Direct”, "Farmers First" and the Farmers First flag logo are registered service marks of Farmer's Business Network, Inc.


04 Nov 2022

by Mark Wilson

Jodi Baetsle, FBN® Health program manager, asks health broker Jeanie Cunningham the questions you need answered in order to decide if coverage through FBN Health is right for you, your family and your employees.  [ Ready to Apply? Visit https://fbn.com/insurance/health-insurance and click “Get a Quote.”] What You’ll Learn in This Webinar: What kind of plans are available? What makes FBN Health different? Do I need to change my doctor if I get coverage through FBN Health? What’s new for 2023? How can FBN Health help keep costs down for farmers? How do I apply? Watch Now Ready to Apply? Visit FBN Health and click “Get a Quote.” Still have questions? Call (877) 892-3303 to speak directly with a broker. FBN does not offer traditional health insurance. But while we do not offer traditional health insurance, we do offer FBN Health. FBN Health is marketed by FBN Insurance LLC. FBN Insurance LLC is not a licensed insurance company or agency and its employees and representatives are not licensed life and health insurance agents. Policies marketed by FBN Health are level-funded group health benefit plans offered and administered by Benefit Plan Administrators, Inc. (“BPA”) that are available only where BPA is licensed. If you submit the Get A Quote Form, a licensed insurance agent/producer may contact you on behalf of BPA. You cannot obtain coverage under a health plan until you complete and submit an application for the plan and your application is approved and accepted by BPA. Eligibility and benefit exclusions and limitations apply. FBN Health is currently available in all 50 states.


03 Nov 2022

by Charles Baron

[ Learn more about Farmer2Farmer VI here . We look forward to seeing you December 6-8, 2022 in Omaha, Nebraska!] It’s been a few years but Farmer2Farmer VI is back bigger and better in December 2022. We’re heard from hundreds of farmer members who are looking forward to reconnecting at F2F this year. [Register now to get your ticket today] We’ve missed connecting with farmers through these tough times, but we’re excited to see you all again in Omaha in December. Farmers coming together for unfiltered, honest discussion and fellowship with the goal of improving the prosperity of family farms is what has made F2F a tradition for thousands of farms. With F2F coming back, we’re bringing thousands of FBN® members together again, in person, with the energy, excitement and interactions you have come to expect from F2F. Looking for a reason to attend? You really only need one, but here are 5 reasons why you should attend Farmer2Famer VI .  While we missed the opportunity to come together to rekindle friendships during the pandemic, we can all forge ahead to reconnect and bring farmers and friends together once again.  Since we last met, we’ve doubled down on driving innovation across farming for our now 48,000+ member farms. That’s why we’re bringing you the biggest event ever, arming you with even more insights and benefits for your family farms. Have a successful harvest. We can’t wait to see you all in Omaha. This year, your farm is going Back in the Black!  Regards, Charles Baron


24 Oct 2022

by Mark Wilson

Our ‘Why I Chose  FBN ’ series features stories from employees across different roles, teams, and geographies on how they got to  FBN , what it’s like to work here, and how their teams help fulfill our mission of putting Farmers First®. When did you join FBN®, what is your current role at FBN , where are you based, and what are your responsibilities?  I joined back in December 2019. FBN Australia launched in August 2020. My role here is Territory Manager for the Central Wheatbelt. What was your previous work experience before joining FBN ?  I previously worked with Farmsave, we had a marketplace where farmers can source quotes via an online portal/app. What did you first find compelling about FBN that led you to want to learn more?  I love how transparent FBN is as a company. Pricing in agriculture has always been so cloak and dagger and everyone would get a different price, depending on their size. I love how we level the field for all growers. Now that you’ve joined, how would you describe life at FBN ?  Anyone who works for FBN knows how lucky we are to be part of such a great team. That's not just in Australia, that's globally. FBN's culture would be the strongest I've seen in the workplace. We work very hard, we play hard. What kind of impact are you and your team having on the company’s future?  I have been fortunate to have been here from the start, and it’s very rewarding to see the Australian business grow. With the support from our friends in the US and Canada, we have managed to build a strong and formidable footing here in AUS. Exciting times are ahead for us! We know you have a life outside of work - what kinds of things do you do for fun?  I am very blessed to live in such a great country, so I enjoy the sunshine, whether it is by the lake or the river, jet skiing, fishing or camping. All go together very well! I have two girls, Mila (9) & Penelope (3), so they keep me busy. What’s one piece of advice you would give to someone considering FBN ? It's a no brainer, really! You will understand when you put a shirt on.  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, Farmers First flag logo, "Farmers Business Network," "FBN," and "Farmers First" are registered trademarks of Farmer's Business Network, Inc. or its affiliates. All other trademarks are the property of their respective owners. Terms and conditions apply.


17 Oct 2022

by Maggie Monast

In January 2022, global farmer-to-farmer network and ag tech company Farmers Business Network®,  launched a new rebate program for farm operating loans . The Regenerative Agriculture Finance Operating Line program includes a 0.5% interest rate rebate for farmers who achieve climate and water quality benchmarks established by Environmental Defense Fund. Both farmers who already meet the benchmarks, as well as farmers who improve practices to do so, are eligible. The $25-million pilot fund filled up quickly, with  48 farmers enrolled and a growing waitlist  to participate in an expanded fund. With the initial pilot underway, FBN® plans to scale the fund to $500 million over the next three years and access public markets to securitize and sell these loans to investors seeking liquid, environmentally friendly investments. Over the first year of the program, we are sharing what we are learning with others in the agriculture sector. EDF had the chance to sit down with two participating farmers about their experiences — Joel Uthe, operator of Uthe Farm in Chariton, Iowa, and David Iverson, operator of Iverson Farm in Astoria, South Dakota. David Iverson is a corn farmer in South Dakota, photo credit by Cody Senn How did you hear about the Regenerative Agriculture Finance Operating Line program, and what made you want to participate? Joel:  I heard about the program through my lender and banker at FBN . They approached me because they knew how I handled my operation and felt that I should take advantage of this program. I really like to geek out on my numbers and cut costs per acre. Wherever a farmer can save money for doing good work on the land, you know that is a good deal. David:  I have a good working relationship with my lender through FBN , and they were able to identify the types of practices I was doing on my land and the opportunity to enroll in the program. It seemed like a positive program. Curiosity got the best of me, and I decided to pursue this opportunity. Which of your conservation farming practices make you eligible for the rebate? Joel:  I was already implementing minimum tillage on all my acres, and that qualified for the rebate. However, we took a big step this year and implemented a split-nitrogen program and cut the [application] rate a lot. David:  I have been farming alongside my father for over 40 years, and he is still operating the combine at 91 years old. Ridge till, as it was called back then, is like no till and it’s a conservation practice my father has been using since the 1980’s. They both have taught me the important of conservation. We have been using no-till on most of our 1,500 acres of corn and soybean for decades, but more recently I have been focusing on variable-rate applications of my fertilizer. When the corn is growing, I use side dressing to put on liquid nitrogen and focus on using it only when the crop needs it. What kinds of costs and savings do you associate with these conservation practices? Joel:  We do soil-holding capacity tests to make sure we are not over applying nitrogen. We do direct spray applications and follow the 4R Nutrient Stewardship — right source, right rate, right time and right place. We save money on costs, but the biggest factor here is the increase in our yields and not wasting more nutrients. David:  There is a time savings component when I plant using no-till on the field. Luckily, planting season has been pretty good the past two years for no-till, because if it gets too wet in the spring, it is hard to get out on the field. Because I only have to focus on planting and do not have to do any prior tillage work, I save fuel and the expense of time with running the operation. David Iverson uses no-till on his farm operation, photo credit by Cody Senn Do you consider the 0.5% interest rate significant from a financial perspective? Joel:  I believe that this rate reduction is a good start. The incentive was good for me, but I think that maybe there should be different percentage rates for different practices. Farming is always evolving and having a range of percentages for farmers who might be on the fence about enrolling might make it more attractive. David:  This was enough incentive to draw interest for myself, especially when I was already doing practices that met the requirements. My favorite thing about this program was that the application process was easy, and the reward benefit was a nice amount. Is there anything else you’d like to share about your experience so far? Joel:  I want to emphasize that regenerative agricultural practices have been great for our land. I look forward to exploring different practices like cover crops and improving nitrogen efficiency. There’s nothing wrong with saving money and helping our footprint for mother nature: She gives us so much and it feels good to give back to her. David:  For those who are just getting started with implementing new conservation practices my advice would be to start slow and talk to people who have been doing it. This spring, a neighbor called me letting me know that they were going to try no-till for the first time. I told them to go for it and to maybe just try it on one field. This (the Regenerative Agriculture Finance Operating Line) is a great program that I would like to see expanded and available to more people. Learn more To learn more about the  Regenerative Agriculture Finance Operating Line program and how to participate  contact FBN .