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Equipment Financing from FBN® Finance

Farm equipment financing that works for you. Interest rates starting at 6.70%

Farm Equipment Financing to Power Your Farm

Finding the right equipment is crucial to moving your operation forward. Our equipment financing solutions help focus on productivity in the field.

No Limit

From tractors to sprayers, mulchers to combines, finding the right piece of equipment can make a world of difference. We can finance the perfect new, used or leased unit.

Great Rates

We work with multiple lenders to help you find the lowest interest rate. We focus on putting farmers first and want to make you feel confident that you are getting a great rate.

Convenient

Get a personalized quote in minutes. Our applications and approvals are done entirely online, so you’re not spending valuable time driving into town to meet with a banker.

Flexible

Whether buying or leasing new or used farm equipment, FBN Finance has a plan to fit your needs. Set up payment schedules based on the seasons of your business.

Financing that Works As Hard As You

At FBN, we are here to help your business grow and succeed with financing solutions that are flexible, convenient, and backed by a company that puts Farmers First® in everything we do. Make your move today and connect with an FBN Loan Advisor.

What We Can Finance

FBN Finance can finance any type of equipment involved in ag production. Some of the types of new and used farm equipment that we finance include tractors, combines, irrigation, semis, forage harvesters, application equipment (sprayers and floaters) and windrowers.

Types of Equipment Financing We Provide

FBN Finance offers flexibility so you can use your financing when and where you need it.

Traditional Loans

New and used equipment, plus refinancing. Rates starting at 6.70%.

Pre-Approval

Approvals based on equipment criteria ranges, not specifics.

Lease Financing

A full suite of leasing options including FMV, TRAC, and Capital Leases.

Who We Can Finance

In business 2+ years

Financing ag production equipment

Borrowing $10k or more

Good credit rating

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Our Latest FBN Financial Insights

Click on a tile to visit our Finance blog.

When Should You Lease vs. Buy Farm Equipment?

Learn more about the options available for buying or leasing farm equipment for growing crops, offering professional services like custom application, spraying and more.

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If you’re a farmer who rents the land you operate on, the decision of whether to continue renting or purchase farm land is likely never too far from your mind.  How do you know when the time is right to make the change?

What Can I Use a Farm Land Loan For?

Learn how FBN® Finance Ag land loan products can help you finance improvements on your farm land or refinance existing debt on your property.

Webinar: Inflation, Interest Rates & What to Focus On

Learn more about inflation, interest rates and what farmers need to focus on in this webinar from FBN Finance.

Fixed Rate vs. Variable Rates: Which is Better?

Understanding the difference between fixed and variable rates will help farmers in the market for farm land loans.

How Can I Estimate My Farm Land Loan Payments?

By estimating rates and fees up front, the free calculator helps you effectively plan and strategize your financial options for future land purchases.

Will Farmland Values Continue to Climb into 2023?

Fueled by high commodity prices and low interest rates, U.S. farmland prices increased at a record pace in late 2021 through the first half of 2022. Will farmland values continue to climb into next year?
How to Buy Land as a Beginning Farmer

How to Buy Land as a Beginning Farmer

Learn the pros and cons of FSA loans, seller financing, commercial loans and Farmland Capital.

The Impact of Rising Inflation & Interest Rates

TJ Wilson and Kevin McNew, FBN’s Chief Economist discuss rising inflation and interest rates and the impact they will have on agriculture in 2022.

Regenerative Practices Rebate Program

Introducing a rebate program on your approved operating line of credit if your regenerative practices meet program requirements.

FAQs

We generally require a 20% down payment.

The minimum loan amount is $10,000 after taking into account the down payment.

In order to receive equipment financing the equipment must be newer than 14 years old.

Generally, we’re able to extend financing to businesses that are more than five years old, with good credit ratings, using funds for agricultural production equipment.

Most commonly we finance tractors, combines, forage harvesters, application equipment (such as sprayers and floaters), windrowers, balers, irrigation equipment (center pivots), implements, skid steers, semi tractors, and grain trailers.