Start your loan process now
Fill out the form below to contact an advisor or call us directly.
From tractors and harvesters to hay balers and plows, the right equipment can make all the difference in maximizing your yields and minimizing your labor costs.
But buying equipment outright can be prohibitively expensive for many farmers. That's where farm equipment loans come in.
A farm equipment loan is specifically designed to help farmers purchase the equipment they need to run their operation.
Whether you're looking to buy new equipment, update existing equipment, or replace outdated equipment, a farm equipment loan can help you spread out the cost over several years, making it easier to manage your cash flow.
One of the biggest advantages of farm equipment loans is that they allow you to make a significant purchase and spread out the expense over a few years. This means that you can invest in the equipment you need to improve your operation without having to pay for it all upfront. You may also be able to expense the interest on your taxes, which may be financially beneficial.
Another advantage of equipment loans is that they are considered intermediate debt on your balance sheet. Equipment is considered an immediate asset on your balance sheet. This can help to improve your creditworthiness and make it easier to obtain future loans.
Farm equipment loans can help you purchase the equipment you need to improve efficiency in your operation, without putting a strain on your current budget or cash flow. By spreading out the cost of the equipment over several years, you can ensure that you have the equipment you need to run your operation smoothly and efficiently, while also maintaining a healthy cash flow.
FBN equipment loans have terms of up to seven years and require:
a minimum loan amount of $10,000
as little as 0% down payment
Financeable equipment includes:
Tractors
Combines
Forage harvesters
Application equipment
Windrowers
Balers
Irrigation equipment
Implements
Skid steers
Semi-tractors
Grain trailers
Interested in learning more about farm equipment loans? With an average of 15+ years’ experience each in ag finance, our FBN loan advisors are ready to walk you through the details of this type of loan and make sure you get the financial solution that best fits your needs.
Click here, complete the brief form below, or call 866-551-3950 to speak to a member of our team today.
© 2014 - 2025 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network”, “FBN”, "Farmers First", “FBN Direct” , "F2F", and "F2F Genetics Network" are trademarks or registered trademarks of Farmer's Business Network, Inc.
The material provided is for information purposes only. It is not intended to be a substitute for specific professional advice. Neither Farmer’s Business Network nor any of its affiliates makes any representations or warranties, express or implied, as to the accuracy or completeness of the statements or any information contained in the material and any liability therefore is expressly disclaimed.
Financing offered by FBN Finance, LLC and its lending partners. Available where FBN Finance, LLC is licensed. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. NMLS ID: 1631119.