Flexible Input Financing
Boost your farm's profitability with input financing from FBN®. Plus, spend a qualifying amount to lock in 0% interest financing through 12/31/27.
FBN Input Lines for Farmers
Our input financing is designed to align with your operation's unique cash flow cycle, allowing you to secure the crop inputs and ag chemicals you need now and pay later.
Take advantage of 3.99% interest financing, or rate lock at 0% interest financing all season long with minimum qualifications.
With input financing available between $10,000 and $750,000 to put toward seed, crop protection, crop nutrition, equipment or livestock essentials, FBN provides the capital you need to maximize your yield and strengthen your bottom line.
0% on Your First Purchase
New customers who purchase from FBN for the first time still have a unique opportunity to access 0% interest financing on inputs. Payments are not due until January 1, 2028.
0% All Season Long
Spend a minimum of $7,500 on FBN inputs, seed, livestock or equipment products by December 21, 2026 to lock in 0% interest financing through 12/31/27 on qualifying FBN products purchased by 9/30/27. Or spend a minimum of $20,000 with at least 4 unique products at $1,000 or more each by 5/31/27 for the same lock.
What Is Input Financing?
Input loans are fixed-rate, non-revolving loans of $10,000 to $750,000, applicable only to FBN input purchases. These purchases can include crop protection, nutrition, fertilizer, seed, livestock, and feed products.
By offering credit-based flexibility to purchase these essential supplies without immediate upfront payment, input financing empowers you to defer costs until after harvest, improving profitability and giving you the flexibility to make timely decisions that benefit your operation.
Get the Inputs You Need from FBN
Find the crop protection, fertilizer, nutrition, seed, and livestock products you need to keep your operation running smoothly all season. With transparent pricing and direct to farm delivery on your schedule, FBN puts you in control.
Terms & Conditions
*Subject to final review and verification.
Must be a member of FBN. A "New" Customer is defined as someone who HAS NOT purchased from FBN in the period of September 13, 2025 thru September 30, 2026. A "Returning" Customer is defined as a member who has purchased from FBN in that same period. Must complete a credit application and be approved by FBN Inputs or our lending partner. Customers must be credit qualified by FBN Inputs and all loan documents must be fully executed. Loan sizes for Input Financing $10,000–$750,000. Input Loan must be paid in full by January 1, 2028; default interest rate charges apply. Promotional rates of 0% and 3.99% will adjust to Prime +2.5% on Jan. 1, 2028. Cash payments and bulk fertilizer purchases count towards minimum spend requirements. Qualifying products include: crop protection, adjuvants, seed and crop nutrition (excluding liquid bulk fertilizer); livestock products (animal health, liquid feed and mineral); equipment and maintenance products.*
*For purchases using FBN Input Loans, qualified farmers must purchase within the promotional period (September 21, 2026 - August 31, 2027) to receive the promotional rates: 0% or 3.99% interest through December 31, 2027. Payment must be made in full by January 1, 2028; default interest rate charges apply. After December 31, 2027, the interest rate will be subject to the prime rate as reported in the Wall Street Journal plus 2.50%. Approved farmers who make a minimum purchase equaling $7,500 or more by December 21, 2026; $20,000 or more with at least 4 unique products at a minimum of $1,000 each by February 15, 2027 (returning customers) or May 31, 2027 (new customers); or, for returning customers only, $40,000 or more with at least 6 unique products at a minimum of $1,000 each by June 30, 2027, will receive the benefit of a promotional rate lock. The rate lock offer qualifies customers for a promotional rate of 0% interest on all purchases of input products made through FBN by September 30, 2027. Liquid bulk fertilizer purchases count toward minimum spend requirements but are not eligible for 0% interest. Payments for all amounts owed under the associated FBN Input Loans are due January 1, 2028. For new customers, 0% interest applies to the first purchase only; all other purchases are 3.99% unless a rate lock is achieved. Credit-approved customers select "Input Only Financing" at checkout in the FBN Store.