Flexible Input Financing
Boost your farm's profitability with input financing from FBN®. Plus, lock in 0% financing all season long with minimum spend before December 31, 2025!
FBN Input Lines for Farmers
Our input financing is designed to align with your operation's unique cash flow cycle, allowing you to secure the crop inputs and ag chemicals you need now and pay later.
Take advantage of 2.99% interest financing or rate lock at 0% interest financing all season long with minimum qualifications.
With input financing available between $10,000 to $750,000 to put toward seed, crop protection, crop nutrition, or livestock essentials, FBN provides the capital you need to maximize your yield and strengthen your bottom line.
Limited Time Offer: Lock in 0% Financing All Season Long!
To qualify, spend a minimum of $20,000 on FBN inputs, seed, or livestock products, including 4 unique products at $1,000+ each, by December 31, 2025.
This will lock in your access to 0% financing through September 30, 2026, on FBN products purchased by August 31, 2026.
This offer includes crop protection, adjuvants, seed, and crop nutrition products (excluding bulk fertilizer). Additional terms and conditions apply; click below for full details.
What Is Input Financing?
Input loans are fixed-rate, non-revolving loans of $10,000 to $750,000, applicable only to FBN input purchases. These purchases can include crop protection, nutrition, fertilizer, seed, livestock, and feed products.
By offering credit-based flexibility to purchase these essential supplies without immediate upfront payment, input financing empowers you to defer costs until after harvest, improving profitability and giving you the flexibility to make timely decisions that benefit your operation.
Get the Inputs You Need from FBN
Find the crop protection, fertilizer, nutrition, seed, and livestock products you need to keep your operation running smoothly all season. With transparent pricing and direct to farm delivery on your schedule, FBN puts you in control.
Terms & Conditions
*Subject to final review and verification.
Must be a member of FBN. Must complete a credit application and be approved by FBN Finance, LLC or our lending partner. Customer must be credit qualified by FBN Finance, LLC, and all loan documents must be fully executed. Payment in full must be made by January 1, 2026; default interest rate charges apply. Promotional 0% interest rate expires November 1, 2025. Previous year spend is defined as the period of September 1, 2023- August 31, 2024.
For purchases using FBN Finance input line of credit, qualified farmers must purchase within promotional period (September 1 - December 31, 2024) to receive the promotional rate: 0% interest through November 1, 2025 and prime +2.50% on purchases thereafter. Payment in full must be made by January 1, 2026; default interest rate charges apply. After November 1, 2025, the interest rate will be subject to the prime rate as reported in the Wall Street Journal plus 2.50%. On the first day of each month the interest rate shall be adjusted by adding a margin of 2.50% to the current prime rate. Approved farmers who make a minimum purchase equaling 60% of their prior year’s spend (September 1, 2023 - August 31, 2024) of any crop input or livestock categories (including 6 products at $2,500 each from crop protection or $1,000 each from livestock) from FBN Direct by December 31, 2024, or 75% of their prior year’s spend (September 1, 2023 - August 31, 2024) of any crop input or livestock categories (including 6 products at $2,500 each from crop protection or $1,000 each from livestock) from FBN Direct by February 28, 2025 will receive the benefit of automatic qualification for a promotional rate lock from FBN Direct. The rate lock offers qualified farmers a promotional rate of 0% interest, based on the timing of qualification, on future purchases of input products only made through FBN Direct by August 31, 2025. Payments for all amounts owed under the associated FBN Finance Input Financing are due January 1, 2026. If the total balance for all amounts owed is not paid in full by January 10, 2026, late fees will be imposed. During the standard program pricing periods of January 1, 2025- February 28, 2025, and after March 1, 2025, the interest rate will be subject to the prime rate as reported in the Wall Street Journal plus 2.50%. On the first day of each month the interest rate shall be adjusted by adding a margin of 2.50% to the current prime rate