Flexible Operating Lines & Input Loans

Qualifying farmers can get an instant approval for revolving operating lines up to $1 million.
Financing Solutions

Power Up Your Financing

Choose the right option for your operation and get 0% interest on inputs all season long for qualified approvals.

Finance Input Purchases

Add to your FBN® Operating Line for even more spending power. Get approved in 1 business day. Close by January 20, 2023 to get 0% on FBN inputs with qualifying purchase.* 

Input financing applies only to FBN input purchases. Fixed rate, non-revolving lines of $10,000 - $300,000 available with no payments due until January 1, 2024.

*$50,000 minimum purchase must be made by December 23, 2022 or a $75,000 minimum purchase by January 20, 2023 to qualify for 0% interest all season long. 

Do More with FBN Operating Lines

Apply today to receive an instant approval.

Close by December 9, 2022 to get 0% interest on FBN Direct® input purchases all season long with a minimum purchase of $45,000 by December 9, 2022.

Purchase inputs from FBN and other vendors. Use your operating line for approved Ag operating expenses like rent, equipment and repairs, labor and more. 

Fixed rate, revolving lines of $250,000 - $1 million are available with no payments due until March 1, 2024.


FLEXIBLE FINANCING

Financing Options

When you upgrade your Input Loan with an Operating Line from FBN® Finance, you’ll have more options to purchase items for your operation. And if you’re looking to maximize your profit potential, qualified farmers can be approved for both loans with up to $1.3M in total spending power.

Farm Land Loans with Low Rates

FBN Finance offers ag land loans with great rates, a straightforward online application process and service from experienced loan advisors.

FAQs

No.

Yes, you can but it depends on the collateral position needed by each lender.

Operating lines require crop production for the collateral, so multi-function crop and livestock operations may be a fit, but single livestock operations are not a good fit.

No. While you can use your operating line to buy inputs from FBN, you can also use it  to purchase products and services not offered by FBN. Buy inputs from other vendors, pay rent, pay for labor and much more.

FBN’s name is not on grain or crop insurance checks.

Have Questions?

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Terms and Conditions

Operating Lines: 0% Interest Financing on Inputs

FBN Direct®

Terms and Conditions

*Qualified farmers who are approved and close an Operating Line of Credit through FBN® Finance of $250,000 to $1,000,000 between September 1, 2022 - December 9, 2022, make a minimum purchase of $45,000 from FBN Direct® and payoff the balance in full by March 31, 2024 are eligible to receive a promotional interest rate of 0% when using the Operating Line of Credit  to finance purchases of input products made through FBN Direct® between September 1, 2022 - August 31, 2023. Qualifying input products include crop protection, adjuvant, crop nutrition, seed, animal health and livestock feed. Advances on the FBN® Finance Operating Line that are not for the purchase of input products from FBN Direct® will be charged interest at the stated (non-promotional) contract rate in the Operating Line of Credit loan agreement.*

Approved farmers who close a  FBN®  Finance Operating Line and make a minimum $45,000 purchase from FBN Direct® by December 9, 2022 will receive the benefit of automatic qualification for the 0% Club from FBN Direct®. The 0% Club offers qualified farmers a promotional rate of 0% interest on purchases of input products only made through FBN Direct® between January 21 - August 31, 2023. Qualifying input products include crop protection, adjuvant, crop nutrition, seed, animal health and livestock feed. 

*Payments for all amounts owed under the associated FBN® Finance Operating Line of Credit are due March 1, 2024.  If the total balance for all amounts owed is not paid in full by March 31, 2024, interest charges on all purchases of input products made through FBN Direct® between September 1, 2022 - August 31, 2023, using an Operating Line of Credit through FBN® Finance will be imposed from the purchase date at the stated (non-promotional) contract rate in the Operating Line of Credit loan agreement.  

FBN Finance, LLC commercial operating lines of credit are offered by FBN Finance, LLC and are available only where FBN Finance, LLC is licensed. Input financing provided in connection with our financing partners. To qualify for a financing offer, a borrower must be a member of Farmer’s Business Network, Inc. and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

FBN Direct products and services and other products distributed by FBN Direct are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed and where those products are registered for sale or use, if applicable. If applicable, please check with your local extension service to ensure registration status. Nothing contained on this page, including the prices listed should be construed as an offer for sale, or a sale of products. All products and prices are subject to change at any time and without notice. Terms and conditions apply.