Author

Kathy Bogardus

Kathy grew up in a small agricultural town outside of New Haven, Connecticut where her parents ran a small family business. Having close ties to running a family operation is one of the reasons she joined FBN®.

At FBN, Kathy is the Senior Product Marketing Manager for Finance where she strives to help farmers discover the affordable financing solutions FBN® Finance can offer.


Jan 31, 2024

by Kathy Bogardus

Meeting for the first time this year on January 30–31, the Federal Open Market Committee (FOMC) announced interest rates will remain steady at this time. Investors believe rates will likely not decline until at least April. With this latest announcement, the Fed extends the rate pause. Since July 20


Dec 13, 2023

by Kathy Bogardus

Today the Federal Reserve announced it will not raise interest rates, a departure from earlier indicators signaling another increase before the end of 2023. With this news, rates will remain steady for at least the next seven weeks until the upcoming Fed meeting in late January. This news prolongs t


Dec 07, 2023

by Kathy Bogardus

Utilizing the right financing options available is incredibly important to all farming operations. Having the right financing in place is key to ensuring that your operation runs smoothly and is financially stable. As such, the relationship between an ag operation and its lender is quite important.


Articles Operational Management

5 Ways Farmers Can Get Ready for Tax Season

Dec 04, 2023

by Kathy Bogardus

As the holidays wind down and the new year approaches, it’s a time for hopeful plans. But in the midst of all the cheer you face a looming responsibility—tax season. It’s a time of year most of us don’t look forward to—gathering receipts, remembering what expenses we had (but may have forgotten to w


Nov 01, 2023

by Kathy Bogardus

Today the Federal Reserve announced it will not raise interest rates, though signs did indicate a growing likelihood of another increase before the end of 2023. For now, however, rates will continue to remain steady for at least the next six weeks as the Fed waits to see the full economic impact of


Sep 20, 2023

by Kathy Bogardus

Today the Federal Reserve announced that it will not raise interest rates while continuing to signal that they expect one more rate hike this year. This pause gives the Fed time to plan its next move. In July , the Fed raised rates to the highest level in 22 years. Today’s pause provides slight reli



Jul 26, 2023

by Kathy Bogardus

Today, the Federal Reserve announced plans to raise interest rates again by 25 basis points to 5.5 percent. This is the 11th increase since March 2022, leaving interest rates at the highest level in 22 years. But what does this mean for farmers? With an unpredictable market still on the horizon, far


May 10, 2023

by Kathy Bogardus

Farmers are constantly looking for ways to maximize their profits, increase their yields, and improve their overall farm management practices. FBN ® Finance offers a number of tailored financing options to help you achieve those goals. Our new referral program gives you even more reason to choose fi


May 04, 2023

by Kathy Bogardus

Staying on top of your farm’s finances is key to running and maintaining a successful ag operation. That’s why we created a new free Annual Farm Budget Template spreadsheet from FBN ® Finance to help put you in complete control of your farm expenses and finances. This Farm Budget Template is an Exce