Affordable Health Care Coverage for Farmers

FBN®® Health could save you thousands.

Health Insurance for Farmers

Last year, members saved thousands of dollars on health care costs. Our plans are available in all 50 states and are packed with value and benefits.

Comprehensive Coverage

Plans include $0 preventive and telemedicine care along with care coordination and disease management for any chronic conditions.

Enhanced Ambulance Coverage

Ambulance rides can be expensive, but you shouldn’t have to worry about that in an emergency. Our plans cover air and land ambulance rides at 100%.

Nationwide Provider Networks

All of our plans are backed by a nationwide provider network so it is easy to find an in-network provider and hospital wherever you are.


Personal Service

Our team will work with you to make sure your plan is the best fit for your operation. After you enroll, we will make sure any claims questions you have are answered.

Affordable Plan Options

We offer multiple plan options to fit every budget. Our unique plans could cost you $0 out-of-pocket on surgeries, x-rays and imaging.

Medicare Supplement

Are you turning 65? If you are looking for an affordable, guarantee issue option to supplement traditional Medicare, we’re here to help. 

FBN Health Coverage Options

FBN Health offers coverage options for your farm no matter the size. With a plan through FBN Health, you have the benefits you need at a price that you can afford.
Photo of farmer family with children sitting in cab

Coverage Options for 1-4 Employees

Getting coverage for very small groups can be challenging. FBN Health is excited to offer four affordable plan options for groups with only one employee. 

Classic 1500

Deductible Amount

$1,500 Single

$3,000 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$7,350 Single

$14,700 Family

Classic 3500

Deductible Amount

$3,500 Single

$7,000 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$7,350 Single

$14,700 Family

Classic HSA 5000

Deductible Amount

$5,000 Single

$10,000 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$6,550 Single

$13,100 Family

Classic Value 7350

Deductible Amount

$7,350 Single

$14,700 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$7,350 Single

$14,700 Family


Sample Rates For 1-4 Employees

Note: Final premiums may be higher or lower based on underwriting results.

1-4 Employees

Employee Only

Employee/Spouse

Employee/Children

Family

Classic 1500

$454

$879

$850

$1304

Classic 3500

$466

$855

$798

$1156

Classic HSA 5000

$446

$775

$702

$1104

Classic Value 7350

$410

$686

$622

$986


Coverage Options for 5+ Employees

Do you want to pay $0 for big ticket items like imaging, surgeries and hospital stays? With our unique Catalyst Plans, you could pay $0 out-of-pocket for services by utilizing the highest quality, best priced providers in your area.

Catalyst 1

Deductible Amount

$2,000 Single

$4,000 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$4,500 Single

$9,000 Family

Catalyst 2

Deductible Amount

$3,500 Single

$7,000 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$5,000 Single

$10,000 Family

Catalyst 3

Deductible Amount

$5,000 Single

$10,000 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$7,500 Single

$15,000 Family

Catalyst 4

Deductible Amount

$6,500 Single

$13,000 Family

Preventative Care

100% Coverage

Max Out-of-Pocket

$6,500 Single

$13,000 Family


Sample Rates For 5+ Employees

Note: Final premiums may be higher or lower based on underwriting results.

5+ Employees

Employee Only

Employee/Spouse

Employee/Children

Family

Catalyst 1

$392

$779

$706

$1004

Catalyst 2

$356

$750

$674

$929

Catalyst 3

$357

$636

$583

$882

Catalyst 4

$335

$584

$517

$817


Connect With Our Team

We know health coverage can be confusing. That’s why we’ve partnered with Mike Keith Insurance (MKI) to make sure you have the personal service you deserve. Our combined team will be there for you every step of the way from helping you complete your application, getting your enrollment finalized, making sure you have your ID cards and serving as a claims advocate if needed.

FAQs

We have four plan designs available for groups of 1-4 employees with individual deductibles ranging from $1,500 to $7,350 per year. Each medical coverage plan includes a nationwide provider network, enhanced ambulance coverage and $0 copays for preventive care visits.

Groups can enroll in a plan through FBN Health any month of the year.

Many health plans do not cover 100% of the cost of air or land ambulance services, leaving you on the hook for the rest of the balance, which could be tens of thousands of dollars. With the added ambulance coverage included in our plans, your ambulance needs will be covered at 100%.

Our team will work closely with you to make sure that all of the doctors and hospitals you need are included in our provider network before you sign on the dotted line. We want you to be happy with our coverage and we want you to know you have the peace of mind that you can see the providers you need to see.

FBN leveraged the power of our Farmer network to negotiate the best rates possible for our members.

Click the "Get a Quote" button at the top of this page to get started. You will then receive an email with a link including instructions on how to proceed. You should receive your quote within 7-10 business days.

Because you and your employees complete a health questionnaire, rates are based on the age, gender and health of the members in your group.

Your firm quote is given to you after all applications are complete and the quote is valid for 60 days.