FBN Resources

Join Cody Bills (Director, US Market Advisory and Brokerage), Kevin McNew (Chief Economist at FBN®), TJ Wilson (Director of Sales at FBN Finance) as they discuss inflation, interest rates and what farmers should be focused on in this unpredictable market.  What you'll learn Reviewing your loan strategy now Reviewing capital needs and risk management Tax planning Protecting profitability and working capital Watch now Get started today When you're ready to get started, fill out the form at the bottom of the page or call us directly . Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network” and “FBN” are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc. Financing offered by FBN Finance, LLC and its lending partners. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. Terms and conditions apply. Land financing offered by FBN Finance, LLC, provided in connection with Farmer Mac and our underwriting partners, and is available only where FBN Finance, LLC is licensed. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

Farmer2Farmer VI begins in Omaha, Nebraska tomorrow morning at the CHI Health Center! Amid volatile global energy prices, difficult agronomic growing conditions, the widespread impacts of the Russia-Ukraine conflict and other global issues, farmers are facing a number of unprecedented challenges this year. Farmer2Farmer VI , FBN®’s global conference for ag professionals, is themed around “Back in the Black” for its sixth annual event this year.  Focused on how to adapt, manage, and thrive, this year’s event will be a three day immersive experience for farmers, ranchers, and other agricultural professionals. With insightful educational sessions, expert presentations, networking and business opportunities, inspirational keynote speakers, trade show demonstrations, and more, attendees will learn how to enhance the profit potential of their operations this year and in the unpredictable months ahead.  [READ: 5 Reasons to Attend Farmer2Farmer VI] The power of FBN is truly in its network. Our company has always been about the world’s most innovative farmers coming together to share their insights and knowledge to lead to better optimized, more successful, more sustainable farm performance. The annual Farmer2Farmer event is truly where that mission comes to life. This year, the event stands to be even bigger and better than any before.  There’s still time to join us this week! Register here for event admission tickets - free for FBN members - and we’ll see you in Omaha tomorrow. (Not an FBN member? Click here to become an FBN member for free before registering for the event.) Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. "Farmers Business Network", "FBN", “FBN Direct”, "Farmers First" and the Farmers First flag logo are registered service marks of Farmer's Business Network, Inc.

Whether you’re looking to buy peanut butter, pain relievers, or crop protection chemicals, a branded product from a company you know over a low-cost, no-name generic feels like the safe choice. But what’s the real difference between generic and branded crop protection products? If the branded product is 3x more expensive, is it 3x more effective? As a farmer, having a firm grasp on your input costs allows for greater profitability and long term viability.  What is a generic crop protection product? A generic crop protection product is manufactured and sold by a company other than the original manufacturer, but contains the same Active Ingredient(s) (A.I.). Generic chemicals usually enter the market 12 -20 years after the initial discovery of the active ingredient(s) once the original product’s patent expires. Most major crop protection molecules available today have had their initial patents expire and farmers have more choice than ever with all of the generics entering the market. We’ve pooled this resource to help answer farmers’ most common questions on understanding and using generics. Are generic products held to the same level of regulatory scrutiny as branded products? Yes! Whether you are an Australian, Canadian or American farmer, the regulatory agencies follow the same regulation, guidelines and review process for a  generic product or for the original branded product registration.  In fact, exacerbated by the global supply disruption many branded crop protection companies are registering and purchasing active ingredients  from generic manufacturers of their A.I.s  to make up shortfalls from their own production facilities due to the Russian gas crisis, hurricane related plant closures and overall supply chain flexibility. Do generic products work as well as the equivalent branded products? From a regulatory standpoint, generic versions of branded products must have the same A.I. components to be registered by the government regulator. The A.I. that carries the pesticidal activity  but the co-formulants including surfactants and adjuvants have a big impact on performance e.g. by improving the penetration of the pesticide, allowing targeted application, etc.  To ensure our product efficacy and performance is as good or better than the branded product, we invest millions of dollars every year conducting laboratory (stability studies, physico-chemical testing (e.g. viscosity, pH, density, etc.), formulation testing (e.g. emulsion stability, persistent foaming  pourability, suspensibility, etc.) and field trials comparing an FBN product to its branded counterpart. Figure 1 below shows some of the results of those trials. Ensuring our product recipe is close to the branded product also makes it easier to receive registration for a product. Figure 1 Source: FBN Canada field trials conducted with 3rd Party contract research organizations in 2022 Why are generic products priced lower than branded products? Generic products are generally priced lower than their branded counterparts for several reasons, including: Branded manufacturers predominantly are large multinational corporations. Funding all of those people, facilities and R&D require them to extract greater revenue from their products through higher prices. As well, it requires a lot of R&D and failed attempts to develop even one successful product.  It costs >$260M USD and takes over 11 years (2) to bring an active ingredient to market. To justify such a substantial investment, branded companies need to extract high prices and profits. By making our own products, FBN cuts out several middlemen within the value chain passing that savings on to our farmers. Generic manufacturers typically do not have rebate programs. Instead, they pass those savings up-front in the price rather than as an end of season payment. Branded products often will charge a brand premium for their products extracting extra value for the recognition of their company and their product. Are generic products identical to the branded products? Not always. Generic products usually mirror branded products as closely as they can. However, they are not always identical and can have different uses on the label, different concentrations of A.I. and other differences. The label is the best place to find the specifics on a product. Compare more branded and generic products labels for free with CDMS Label Database or on FBN.com. Here are the basics on generics vs branded products: A generic product usually is a similar product as a branded product but made by a different company. Generic active ingredients are held to the same regulatory standards as branded active ingredients. Branded companies may purchase a.i. from the same manufacturing plant as generic companies. FBN invests in field trials and lab work striving for  efficacy and performance to match or exceed that of the branded product. Generic chemicals tend to cost less than their branded equivalents. Competition is good for farmers! Generic products give farmers more options and lead to lower input prices. When choosing to use generic products as opposed to branded products it's about understanding what you get for the higher price you pay. Is the brand premium you pay worth the extra cost for you? If you’re interested in exploring cost-saving and performance-enhancing strategies and don’t want manufacturer bundles, generics might be for you. The number one rule of thumb when considering generics: read your labels (you can find thousands of chemical labels here) . Knowing what’s in your products will give you the information you need to pay for ingredients, not logos. Interested in learning more about selecting and purchasing crop protection products?  Read our detailed blog post about Selecting and Purchasing Crop Protection Products That Work for You . * This is an updated post originally published in 2016 with new content written by Rob McClinton, Director of Product Development - Global Crop Protection at FBN on December 2, 2022. Sources:  1. Siekman, Darrel & Lowell, Sandell. “Comparing Generics vs Name Brand Pesticides”. University of Nebraska: Cropwatch Extension. 10/27/2008. Available here: http://cropwatch.unl.edu/archive/-/asset_publisher/VHeSpfv0Agju/content/888243 2. https://www.dtnpf.com/agriculture/web/ag/crops/article/2016/04/14/cost-time-commercialize-rise Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “FBN”, and “FBN Direct” are trademarks or registered trademarks of Farmer's Business Network, Inc. “Brazen” is a registered trademark of Adama Agan Ltd. All other trademarks are the property of their respective owners. FBN Direct products and services and other products distributed by FBN Direct in the United States are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed and where those products are registered for sale or use, if applicable. FBN Direct products and services and other products distributed by FBN Direct in Canada are offered by Farmer's Business Network Canada, Inc. and are available only in provinces where Farmer's Business Network Canada, Inc. is licensed and where those products are registered for sale or use, if applicable. Not available in Quebec. Nothing contained on this page should be construed as an offer for sale, or a sale of products. All products and prices are subject to change at any time and without notice. Terms and conditions apply. ALWAYS READ AND FOLLOW LABEL DIRECTIONS. It is a violation of federal, state and provincial law to use any pesticide product other than in accordance with its label. The distribution, sale and use of an unregistered pesticide is a violation of federal, provincial and/or state law and is strictly prohibited. It is your responsibility to confirm prior to purchase and use that a product is labeled for your specific purposes, including, but not limited to, your target crop or pest and its compatibility with other products in a tank mix and that the usage of a product is otherwise consistent with federal, state, provincial, and local laws.  In all applicable jurisdictions, you must have a valid applicator license and/or be a certified farmer to use restricted use pesticides.   All product recommendations and other information provided is for informational purposes only. It is not intended to be a substitute for consulting the product label or for specific agronomic, business, or professional advice. Where specific advice is necessary or appropriate, consult with a qualified advisor.

Today, farm equipment is likely the second largest asset class on your balance sheet, yet it has historically been the hardest item to value in real-time. According to a survey completed by Successful Farming and Tractor Zoom, over 82% of farmers said their biggest pain point when buying or selling equipment was understanding what it was worth. Equipment Lists from Tractor Zoom now allow farmers to quickly and accurately identify the value of their farm equipment. This recently launched feature is free to use and can be compared to a blue book for tractors, combines, sprayers, or any other piece of equipment in your fleet. Plus, your list of equipment and values is automatically updated based on the current equipment market, so you can come back and see how much your equipment is depreciating (or appreciating!) at any time. You can identify the value of your farm equipment or even the farm machinery you are looking to buy, with this tool in 3 quick and easy steps. Step 1: Enter the make, model, and year of your equipment To provide estimates relevant to your region, specify where the equipment is located by entering your zip code. *Shown for illustration purposes only Estimates from Tractor Zoom are backed by over $20B of actual farm equipment sales, with transaction data updated daily. This ensures the estimates provided to you are based on the most up-to-date prices, reflecting today’s market values, not outdated prices from last quarter or last year, and not what some other person thinks your equipment is worth. Step 2: Share relevant specs Share a little more about your equipment by answering questions specific to the category of equipment in question, and to your individual make and model. While additional details can be entered, they are not required. The more information you provide, the more accurate your estimate will be. *Shown for illustration purposes only When calculating estimates, Tractor Zoom prioritizes the most applicable specs for each equipment category. For example, estimating the value of a row crop tractor will require operating hours and drive type at a minimum, while estimating the value of a combine will need operating and separator hours at a minimum. Supplying these additional details means your estimated equipment value is based on the most relevant comparables, not a category average. Step 3: Specify the condition of your equipment Finally, designate the current condition of your equipment — excellent, good, average, fair, or poor. Descriptions for each condition type are included when selected to help you choose the right one. *Shown for illustration purposes only The whole process will likely take 2 minutes or less to identify the value of your farm equipment or heavy machinery. See what your equipment is worth Tractor Zoom analyzes the inputs you’ve entered and then presents you with up-to-date market value estimates for your equipment. Estimated values are presented for both the auction and retail market so you have a complete view of what equipment like yours is being sold for today. *Shown for illustration purposes only And, since Tractor Zoom collects equipment sale data from over 70% of the used equipment market, you can rest assured you have the most up-to-date equipment values when you’re ready to sell, trade in, buy new, or update your balance sheet at the end of the year. Easily access your equipment values 24 hours a day, 7 days a week online, via the Tractor Zoom app, or by downloading a PDF directly from your Equipment List. Additionally, your equipment is now saved in your Equipment List, which means you can keep tabs on the value of your equipment over time and as the market shifts.  *Shown for illustration purposes only Start an Equipment List today.   Empowered decision-making While understanding the value of your equipment may give you the upper hand when looking to buy or sell, it can also help you run a more profitable operation.  Understanding your equipment’s value, or more importantly, the value of your entire fleet gives you a more accurate picture of your operation’s net worth and fixed assets. Additionally, it can help mitigate unnecessary expense or risk by over- or under-valuing your assets. For example, the average auction value of a John Deere 9560RT in January 2021 was $187,000. Today, the average auction value is $231,000, a 24% increase. If last year’s outdated figure appeared on your balance sheet, you have just undervalued your net farm income by $44,000, potentially impacting your access to working capital or the best interest rates. This may not seem like much but imagine if your entire fleet was undervalued! Understanding your equipment’s value and tracking it more frequently is becoming increasingly important in today’s market. Ensuring your equipment is not over- or under-insured, generating a succession plan with accurate values for your farm, or identifying peak times to sell, trade-in, or even buy equipment are only a few of the ways you can make more empowered decisions knowing what your equipment is worth. Mitigate risk and boost your operation’s profitability with an Equipment List from Tractor Zoom. You can discover your equipment’s value right now by visiting our dedicated Farmers Business Network® page on the Tractor Zoom website or find Tractor Zoom at the Farmer 2 Farmer event, December 6-8, 2022, booth #48. The views expressed in this article are the author's alone, and not those of Farmer's Business Network, Inc., its affiliates or members. As such, neither Farmer's Business Network, Inc. nor any of its affiliates makes any representations or warranties, express or implied, as to the accuracy or completeness of the statements or any information contained in the material and any liability therefore is expressly disclaimed. 

When in the market for an Ag land loan, farmers are confronted with many important questions. One such question is whether to take out a farm land loan with a fixed or variable interest rate. When making this choice, it is key to know the difference between the two and why different types of loans may be better for certain situations than others.  Fixed interest rate loans are loans in which the interest rate will remain constant for the entirety of the loan's term, regardless of market interest rates activity. A variable interest rate loan sees its interest rate change based on what market interest rates do. Below we have included a few bullets on things to consider when choosing a fixed vs. variable rate loan, based on what a borrower may be looking for in their loan: Anticipated Length of Loan If you anticipate refinancing your loan in the near term, a variable rate may better suit your needs. This could be due to an expected farm transition or if you anticipate financing additional land/resources in the near future. However, if you foresee holding the loan for an extended term the predictable payment structure of fixed loans may be more optimal. Current Spread between Fixed and Variable Rates Take stock of where rates are sitting when you are ready to close a loan. The magnitude of the spread (i.e. how far apart the variable rate is from the fixed rate) is an important piece of information to be aware of when making your decision. Risk Tolerance Understand your personal tolerance for risk. While one benefit of a variable rate loan is that the interest rate may decrease, the inverse may also occur. Understanding how comfortable you are with that dynamic is very important when making your decision. Desired Payment Amount If you have a targeted interest payment amount, analyzing which loan type will provide an interest payment closest to that amount will aid your decision. Whether fixed or variable rates, FBN® Finance is here to help you get the capital you need to build a stronger financial future. With our variety of rates and terms, we will provide you the customized financing that works best for your operation.The good news is that if you are a farmer in the market for an Ag land loan, and after reading this you still have questions about which loan type is right for you, FBN Finance would love to help.  Our expert team of loan advisors average 15+ years of Ag finance experience and are well equipped to assist you in getting the loan that best fits your needs. So reach out to us today! We’d love to hear from you.  Ready to apply for a land loan? Click here to start your application or complete the form below to have a member of our FBN Finance team help you start the process. Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, and “FBN” are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc.  Disclaimer: The material provided is for educational purposes only. It is not intended to be a substitute for specific individualized tax, business, legal, investment or professional advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner, or investment manager. Neither Farmer's Business Network, Inc. nor any of its affiliates makes any representations or warranties, express or implied, as to the accuracy or completeness of the statements or any information contained in the material and any liability therefore is expressly disclaimed.

With next week’s Farmer2Farmer VI (F2F) quickly approaching, it’s time to start packing and getting everything you need ready for a productive and successful time at the show.  [ Not registered yet? There’s still time to get your free tickets for Farmer2Farmer VI! Click here to register now. ] Plus — new this year — you can earn FBN ® Bucks for getting business done at the annual show!* Review our checklist below to see what materials and paperwork you should plan to bring in order to make the most out of your time at F2F and earn FBN Bucks that can be put toward FBN swag and other exciting FBN rewards.  Get ready for Farmer2Farmer 2022 by preparing the materials you need to:  1. Secure Financing  What to Do  Apply for an FBN Finance operating line or input financing   Apply for an FBN Finance farm land loan  What to Bring Entity tax ID number, total asset values and liability amount, annual income (farm and non-farm)  Balance sheet, 1 year of tax returns, operation details, land breakdown, available collateral information  2. Optimize Your Insurance  What to Do  Have an FBN Crop Insurance consultation  Have an FBN Livestock Insurance consultation  Apply for FBN Health coverage What to Bring Schedule of insurance or 10 year APH Entity tax identification number 3. Manage Risk and Opportunity  What to Do  Sign up for a sustainability program Get local bids and connect to buyers Get a Visual Risk Matrix Analysis What to Bring Current acreage details of corn/soybeans Your mobile phone Details of production, crop mix, insurance, cash contracts and brokerage positions  4. Consult a Beef Nutritionist What to Do  Utilize the feed savings calculator Complete a feed consult worksheet Schedule a vet consult What to Bring Information regarding current diet ingredients and inclusion rates Herd information and target growth rates Information illustrating your current feed costs There’s still time to get your free tickets for Farmer2Farmer VI! Click here to register now.  [ Still curious about the show? Here are 5 reasons to attend Farmer2Farmer VI. ] *Terms & conditions apply. Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “FBN”, and “FBN Direct” are trademarks or registered trademarks of Farmer's Business Network, Inc. All other trademarks are the property of their respective owners.

Farmer2Farmer is back in just a few short weeks in Omaha, Nebraska from December 6th - 8th. [ Learn more about Farmer2Farmer VI . We look forward to seeing you in Omaha!] This year’s theme is Back in the Black which means getting farmers back to profitability or staying there if your operation is already profitable. It’s all about doing it sustainably which is what FBN® exists to do. We help you focus on your bottom line and give you as many tools as possible to farm profitably.  This is the first Farmer2Farmer since 2019 and we’re excited to be back with all of our farmer members. This year we’ll be joined by over 3,000 farmers from across the USA, Canada and Australia.  By attending Farmer2Farmer, you’ll not only have an opportunity to network with some of the leading producers in Ag, you’ll take home knowledge that will ultimately benefit your operation.  Here’s what to expect if you’ve never attended Farmer2Farmer: New this year: FBN University FBN University starts on December 6 at 1 pm CT so be sure to arrive early. Attend educational seminars to learn more about all aspects of farming and agriculture.  Livestock University  These seminars will feature educational trainings from our expert veterinarians, nutritionists, insurance and biosecurity experts aimed at Cow-Calf, Feedlot and Dairy and Swine producers. Farm Finance University Learn more about purchasing and trends around farmland from FBN® Finance experts. You’ll also learn about risk management, insurance and the latest research and data from the FBN network. Agronomy University Learn more about biologicals and seed selection and placement from our expert agronomists.  New: NASA Harvest and Climate Summit FBN is partnering with NASA to look at the effects of climate change on agriculture, what’s happening with the climate and the risks it will present to producers in the near future. You won’t want to miss this exciting and informative summit on Tuesday, December 6.  [Looking for a reason to attend? You really only need one, but here are 5 reasons why you should attend Farmer2Famer VI ] Crop Circles Crop Circles are a fun way to take a breather after harvest this year to connect and network with fellow producers and leading experts from around the world. Reconnect with old friends and make new ones as you talk about your strategies for 2023. Keynote speakers Alex Honnold One of the world’s experts on risk management, Alex Honnold is the only human to free solo El Capitan, Yosemite’s 3000 foot rock monolith without a rope!  Jocko Willink Jocko Willink is a podcaster, thought leader and author of the New York Times #1 bestseller Extreme Ownership: How U.S. Navy SEALs Land and Win. You won’t want to miss his leadership and management strategies.  Peter Zeihan Peter Zeihan is a geopolitical strategist and critically acclaimed author. He works with Fortune 500 companies, trade associations, policy makers and government agencies to better understand geography, democracy, energy and trade.  [Learn more about the Farmer2Farmer keynote speakers and what you can expect from them in Omaha] Business Training On Day 3 of F2F, we’ll be focused on a series of business trainings with FBN and our partners. There will be sessions covering: Crop Marketing Crop Protection Finance Insurance Livestock Seed Sustainability Programs Not only will you be able to get work done at the event, you’ll be able to lay out your 2023 plan with these productive training sessions. Trade Show Our trade show will feature dozens of partners showcasing products and all things Ag related at the event.  Whether you’re looking to speak to a nutritionist or veterinarian, learn more about crop insurance, risk management or take care of your financing needs, all of your needs will be covered at Farmer2Farmer.  For regenerative growers, we’ll be announcing all sustainability programs and contracts that you won’t want to miss.  You’ll be able to take advantage of deals and discounts from FBN while at the event to capture great savings for your operation and go into the holidays with a little less to worry about. Get your tickets today Farmer2Farmer is bigger, better and bolder than ever. Get your tickets today. Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. "Farmers Business Network", "FBN", “FBN Direct”, "Farmers First" and the Farmers First flag logo are registered service marks of Farmer's Business Network, Inc.

Falling numbers, a test that helps identify the structural integrity of the starch chains, is associated with pre-harvest sprouting. A falling number below 300 results in quality downgrades at receival. The falling numbers figure translates to the baking quality of the grain; therefore, a lower falling number results in poorer grain baking quality and subsequent downgrades at receival. Unfortunately, once the grain has shot there is no way to change its baking quality or otherwise address its falling numbers figure. However, understanding what causes falling numbers can help alleviate these issues in subsequent years. Why Do Different Grain Varieties Have Different Falling Numbers Figures? Grain varieties differ in their susceptibility to falling numbers due to individual variance in grain dormancy. Grain varieties with a high dormancy will delay germination until the dormancy is over. This may buy you enough time in the paddock to get the grain in the silo before grain begins sprouting.  When researching grain varieties for next season, it is worth checking the falling numbers index (FNI) prior to making a selection. Each variety has an assigned FNI that rates varieties for their ability to maintain falling numbers. If you are finding certain varieties have been subject to lower falling numbers than others, it may be worth discussing the falling numbers index rating with your agronomist.  What Causes Low Falling Numbers in Grain?  While genetics also play a pivotal role, environmental conditions are the key driver of low falling number readings. Rainfall at key times throughout the growing season, the duration of the event and the associated conditions can all impact falling numbers.  It is also important to take note of the conditions during grain fill as stress due to drought or temperature during this time can alter dormancy. Because rainfall during the pre-maturation phase has been found to predispose crops to sprouting, it is important to record all rainfall events across the farm during this time in order to better identify which crops may be at higher risk of sprouting.  How to Prevent Falling Numbers in Grain While there are many seasons in which falling numbers aren't an issue, it is in those seasons with widespread rains that proactive management of risk exposure based on specific varietal research selection can be key to reducing downgrades. Getting the crop off as soon as possible is also important to reducing the further exposure of the crop to rainfall events. (Though I know this is easier said than done!)  To prevent low falling numbers figures in grain, try the following recommendations:  If you are keeping your seed for next year and it has been subject to falling numbers downgrades, it is important to do a germination test on the sample before sowing. Grain that has been weathered prior to harvest often has reduced germination and vigour. If you are looking to carry over seed, select a paddock (or area of the paddock) with the highest falling numbers and do your best to segregate this area for seed next year. Falling numbers results can be highly variable and it is worth requesting a retest if you are concerned.  Support Plant Health with Insecticide Products  Find the insecticide products you need at FBN Direct® . With a diverse product portfolio, FBN® has a range of options for growers like you to support plant health. Copyright © 2021 - 2022 Farmers Business Network Australia Pty Ltd. All rights Reserved. The sprout logo, "FBN", "Farmers Business Network", and "FBN Direct" are registered trademarks or trademarks of Farmer's Business Network, Inc. FBN Direct products and services and other products distributed by FBN Direct are offered by Farmers Business Network Australia Pty. Ltd. and are available only where Farmers Business Network Australia Pty Ltd. is licensed and where those products are registered for sale or use, if applicable. Nothing contained on this page, including the prices listed should be construed as an offer for sale, or a sale of products. All products and prices are subject to change at any time and without notice. Terms and conditions apply. ALWAYS READ AND FOLLOW LABEL DIRECTIONS. It is a violation of federal and state/territory law to use any pesticide other than in accordance with its label. The distribution, sale and use of an unregistered chemical product is a violation of federal and/or state/territory law and is strictly prohibited. We do not guarantee the accuracy of any information provided on this page or which is provided by us in any form. It is your responsibility to confirm prior to purchase and use that a product is labeled for your specific purposes, including, but not limited to, your target crop or pest and its compatibility with other products in a tank mix and that the usage of a product is otherwise consistent with federal, state, territory and local laws. We reserve the right to restrict sales on a geographic basis in our sole discretion. You must be authorised to use restricted chemical products under applicable state or territory law. Please consult your applicable state or territory authority for complete rules and regulations on the use of restricted chemical products as some products require specific record-keeping requirements. All product recommendations and other information provided is for informational purposes only. It is not intended to be a substitute for consulting the product label or for specific agronomic, business, or professional advice. Where specific advice is necessary or appropriate, consult with a qualified advisor. Neither Farmer's Business Network Australia PTY Ltd nor any of its affiliates makes any representations or warranties, express or implied, as to the accuracy or completeness of the statements or any information contained in the material and any liability therefore is expressly disclaimed.

With Farmer2Farmer returning this year , we’re looking to bring it back bigger, better and bolder than ever. “Back in the Black” is all about adapting, managing and thriving.  This three day immersive experience will focus on performance, psychology, networking, training sessions, business opportunities, and partnerships that will help drive potential farm profitability for 2023.  This year, we have 3 exciting keynote speakers that will bring a wealth of knowledge to our farmer members. Learn more about Jocko Willink, Alex Honnold and Peter Zeihan before attending the event. You won’t want to miss their keynote presentations! [ Learn more about Farmer2Farmer VI . We look forward to seeing you in Omaha!] About Jocko Willink Jocko Willink is a retired U.S. Navy SEAL officer, co-author of the #1 New York Times bestseller Extreme Ownership: How U.S. Navy SEALS Lead and Win , co-author of The Dichotomy of Leadership , host of the top-rated Jocko Podcast , and co-founder of Echelon Front, where he serves as Chief Executive Officer, leadership instructor, speaker and strategic advisor. Jocko spent 20 years in the SEAL Teams, starting as an enlisted SEAL and rising through the ranks to become a SEAL officer.  As commander of SEAL Team Three’s Task Unit Bruiser during the battle of Ramadi, he orchestrated SEAL operations that helped the “Ready First” Brigade of the U.S. Army’s First Armored Division bring stability to the violent, war-torn city.  Task Unit Bruiser became the most highly decorated Special Operations Unit of the Iraq War. Jocko Willink returned from Iraq to serve as Officer-in-Charge of training for all West Coast SEAL Teams.  There, he spearheaded the development of leadership training and personally instructed and mentored the next generation of SEAL leaders who have continued to perform with great success on the battlefield.  Jocko Willink is the recipient of the Silver Star, the Bronze Star, and numerous other personal and unit awards. Upon retiring from the Navy, Jocko Willink co-founded Echelon Front, a premier leadership consulting company , where he teaches the leadership principles he learned on the battlefield to help others lead and win.  Jocko also authored the Discipline Equals Freedom Field Manual , a New York Times Bestseller, and the best selling Way of the Warrior Kid children’s book series. About Alex Honnold The only human to free solo Yosemite’s 3000 foot rock monolith, El Capitan–no rope, climbing alone. More people will walk on the moon than will do what Alex Honnold has done.  His extremely rare skill, unmatched mental focus, and unique future vision about the sport of climbing means that he is (almost) from another universe. Beyond his 2017 history-making ascent of El Cap, dramatically documented in the Oscar-winning film Free Solo , Alex is simply one of the hardest working, certainly most accomplished, and greatest climbers to ever live.  His feats have blown the doors wide open on the sport of climbing, placing him in front of mainstream media like 60 Minutes and The New York Times, and on the cover of National Geographic.  Thanks to Alex, most folks in America know about what once was a niche sport but is now a multi-billion dollar industry.  Humble and self-effacing, he is deeply appreciative of the position he holds in culture and uses it for the greater good. In 2012, Alex founded the Honnold Foundation , an environmental non-profit that provides grants to organizations advancing solar energy access all over the world. Its vision is simple: to improve lives and reduce environmental impact.  In 2021 alone, the Honnold Foundation supported 44 communities across 17 countries, all focused on community-centered innovation catalyzed by solar energy.  Host of the wildly successful Climbing Gold Podcast , Alex is a sharp listener and talented conversationalist who loves exploring the fringe, dirtbag stories of climbing culture that originally drew him to the sport.  Despite numerous high profile sponsors and his continued skyrocketing success, he likes to live as simply as possible with his wife Sanni and their daughter June, whether that is out of their van or at their home in the foothills of Red Rocks, Nevada. Both out-of-this-world star and down-to-earth humble, Alex is truly the world ambassador of the sport of climbing for this generation. About Peter Zeihan Peter Zeihan is a geopolitical strategist, which is a fancy way of saying he helps people understand how the world works. Peter combines an expert understanding of demography, economics, energy, politics, technology, and security to help clients best prepare for an uncertain future. Over the course of his career, Peter has worked for the US State Department in Australia, the DC think tank community, and helped develop the analytical models for Stratfor, one of the world’s premier private intelligence companies.  Peter founded his own firm — Zeihan on Geopolitics — in 2012 in order to provide a select group of clients with direct, custom analytical products. Today those clients represent a vast array of sectors including energy majors, financial institutions, business associations, agricultural interests, universities and the U.S. military.  With a keen eye toward what will drive tomorrow’s headlines, his irreverent approach transforms topics that are normally dense and heavy into accessible, relevant takeaways for audiences of all types. Peter is a critically-acclaimed author whose first two books — The Accidental Superpower and The Absent Superpower — have been recommended by Mitt Romney, Fareed Zakaria and Ian Bremmer. His third title, Disunited Nations: The Scramble for Power in an Ungoverned World was published in November 2019. Get your tickets today Farmer2Farmer is bigger, better and bolder than ever. Get your tickets today.  Join Jocko Willink, Alex Honnold and Peter Zeihan and farmers across North America and Australia for Farmer2Farmer VI on December 6-8 in Omaha, NE! Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. "Farmers Business Network", "FBN", “FBN Direct”, "Farmers First" and the Farmers First flag logo are registered service marks of Farmer's Business Network, Inc.

Whether you’re planning to expand your operation with a new land purchase, refinance your farm or make improvements to your ranch, the FBN Finance team is ready to help you secure the funding you need to build a stronger financial future.  Get customized financing for your FBN Finance farm land loan in five straightforward steps:  1. Apply in Minutes Complete the brief FBN Finance land loan application securely online or contact a member of our advisory team for additional support. With an average of 15+ years in Ag finance, our loan advisors are dedicated to helping family farmers and happy to use their experience to help guide you. Once submitted, you can track the progress of your application as it is reviewed by our team.  [READY TO GET STARTED? See the FBN Finance land loan application here.]  2. Upload Your Supporting Documents With a guided process to help you complete the submission process more easily and quickly, our secure system will walk you through your necessary document uploads.  3. Receive a Decision Next, our dedicated FBN Finance loan advisors will review your application and determine your approval in as little as 48 hours.  [ ESTIMATE YOUR PAYMENTS : Use the FBN Finance Land Loan Payment Calculator to estimate your potential land loan payments.] 4. Value Your Farm Land If your application and documents are approved, an appraiser will then assess the value of your land. Note that your operation must have a minimum of 10 acres to be eligible for a land loan from FBN Finance.  5. Get Funded Once your farm land appraisal is complete, you’ll secure your land loan interest rate, sign the final documents, and receive your loan funding. [CURRENT RATES: Click here to see the latest FBN Finance farm land loan rates.] Plan Ahead by Estimating Your Land Loan Payments At FBN , our goal is to always put Farmers First® by helping you maximize your operation’s ROI and secure a stronger financial future. Our farm land loan calculator brings actionable transparency and visibility to estimated rates and fees up front to help you better understand your options for buying farm land.   The farm land loan calculator empowers you to compare different loans before purchasing your land to see which options will best suit your operation. The feature will ask you a few simple questions, including your desired loan amount (minimum of $75,000) , estimated land value and credit score, before delivering an estimate of your semi-annual or annual loan payments based on your information and current rates. You’re always welcome to contact an FBN Finance advisor with any questions or for more information on land loans from FBN Finance.  Ready to apply for a land loan? Click here to start your application or complete the form below to have a member of our FBN Finance team guide you through the process.  Copyright © 2014 - 2022 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, and “FBN” are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc.  Terms and conditions apply. Land financing offered by FBN Finance, LLC, provided in connection with Farmer Mac and our underwriting partners, and is available only where FBN Finance, LLC is licensed. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.