Pre-Qualify for a Land Loan from FBN® Finance

Know What You Can Spend Before the Land Sells

No hard credit pull. No commitment. Just a clear number you can bring to the table — good for 180 days, up to $5M.

Get the Competitive Edge Before You Need It

Good farmland doesn't wait. When the right parcel comes available — especially in a competitive market — the buyers who close fast are the buyers who already know their financing. FBN Finance pre-qualification takes 2 minutes to apply for and puts a number in your pocket before you need it.

  • No credit pull — your score stays right where it is

  • Amounts up to $5 million

  • Pre-qualification letter valid for 180 days

  • Walk into any land negotiation knowing exactly what you can offer

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How Does Pre-Qualification Work?

Applying for land loan pre-qualification only takes 2 minutes. We ask for:

  1. Your personal information, including your name, address, and contact details. Sharing this information does not impact your credit score.

  2. Your financial information, including your total asset value, total liability amount, gross farm annual income, and non-farm annual income.

  3. Your loan needs, up to $5,000,000. Looking to finance more than $5 million? Our team works directly with large-scale acquisitions — contact us to get started.

Once you submit, an FBN Finance loan advisor will follow up by phone or email — typically within 1 business day. After approval, you'll receive a downloadable pre-qualification letter to use in land purchase discussions.

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$2.5B

Financed

3,200

Farmers Financed

2

Minute Application

*Approval is conditional and subject to final review and verification. Approval, loan closing, and funding are subject to the product’s terms and conditions, and underwriting. Length of time necessary to complete the financing process, if qualified, will vary and depend on one's individual circumstances. Applications above $2.5M and certain applications below $2.5M will require further review and will not receive an instant decision. If you are applying for a loan greater than $2.5M or your initial application was in review, you will likely receive your decision in as little as 48 hours after this step. Desktop appraisal available on vacant land in MN, IL, IA, IN, OH, ND, SD, NE, MO & MI. Full appraisal required on improved property in the aforementioned states, as well as for all other states. Title work necessary in all states. This is a non-exhaustive list. There may be situations in which additional or updated documentation will be required. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

Financing offered by FBN Finance, LLC and its lending partners. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. NMLS ID: 1631119.

Disclaimer: Copyright © 2014 - 2026 Farmer's Business Network, Inc. All rights reserved. Terms and conditions apply. Land financing offered by FBN Finance, LLC, provided in connection with Farmer Mac and our underwriting partners, and is available only where FBN Finance, LLC is licensed. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

*For informational purposes only. FBN does not guarantee any savings. The market average land loan rate to which FBN compares its land loan rates was determined by averaging certain rates published by the Federal Reserve, and does not indicate the exact interest rate that the farmers had with their previous lender.

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