FBN® Referral Program
Are you a happy FBN customer? Refer a friend to FBN and you'll both have a chance to earn store credit.
Refer
Spread the word about our high-quality products, straightforward digital shopping experience, fast delivery, great financing rates, simple financing application process and Farmers First® mentality.
Reward
When your friend makes a purchase of $5,000 or more at FBN.com or closes a loan of $250,000 or more with FBN Finance, you earn a $1,000 store credit on your FBN account and your friend earns a $500 store credit toward their first FBN purchase.
Repeat
There is no limit to how many friends you can refer or how many referral rewards you can earn. Keep spreading the word about FBN Direct and FBN Finance to earn more rewards.
Referral Program FAQs
If a person has already started a loan application on or before the date of referral, they are not eligible to be referred, regardless of stage of the application, including withdrawal of application.
A successful referral will only be counted once the referred individual closes their loan.
Please be advised that due to confidentiality requirements, we cannot disclose any information about the purchases or loans included in this program.
Hear from FBN Members
“I’ve worked with 16 other financial companies. What I liked and what was different about FBN [was that] I had a relatable team of people teaching and guiding me along the process via phone, email and text.”
- Gene G., Land Loan Customer
“Easy process to complete the application. Got my answer in minutes as opposed to days with my regular bank.”
- Terry A., Operating Line Customer
Terms and Conditions
Minimum FBN.com purchase of $5,000 or closed loan of $250,000 must occur between October 1, 2026 and September 30, 2027. $1,000 credit valid for 6 months from the day credit is added to the account. Qualifying FBN.com purchases include transactions with the following FBN business lines: crop protection, seed, animal health, feed, and FBN Finance. Offer subject to change.