Get a California Farm Land Loan from FBN® Finance

Buy or Refinance Your Farm or Ranch

Farmland Loans California

California is where people go to make their dreams come true. From the Gold Rush to Hollywood, the Sunshine State has been attracting visionaries for centuries.

Now it’s your turn to manifest your destiny. Expand your ag operation with a new land purchase, make improvements to your ranch, or refinance your farm with a farmland loan from FBN® Finance.


California: A Golden Opportunity

Whether you’re a dairy farmer, a rancher, or a grower, FBN Finance can walk you through how to get a farmland loan in California. In addition to using a farmland loan from FBN Finance to purchase land in California, you can also use it to finance improvements for:

  • Construction of livestock facilities

  • Shops and barns

  • Hunting grounds for recreational use

CA Vineyard - larger size

Connect with a Farm Finance Advisor in California

Connect with a Farm Finance Advisor in California


FBN Finance Delivers More

Instant Approvals*

We understand that time is money and planning ahead for a land purchase or future farm improvements can make or break a potential deal. With FBN Finance, land loan applications for up to $2.5 million that meet eligibility requirements could potentially be approved within minutes.

Great Rates

With our low overhead, competitive rates, and nationwide network, we’re able to save our FBN Finance customers thousands of dollars.* When it comes to the credit score needed to qualify for a loan, you can plug your credit score into our free Farm Land Loan Calculator to estimate rates and fees before you apply.

Fixed and Variable Rate Loans

With a fixed rate loan, you have options of 7–30-year terms with 10–30-year amortizations. With a variable rate loan, your rate varies as interest rates move up and down and is available for a number of variable rate terms with amortizations up to 30 years. Whichever option you choose, there is not a penalty if you pay off your loan early or decide to refinance it.  

Flexible Funding

Your operation is unique, and your loan should be too. Our loan advisors have an average of 15 years of ag finance experience each, which they use to look for creative solutions that meet your needs. We are proudly Farmers First®, and many of our experts are producers themselves too.  

*Approval is conditional and subject to final review and verification. Approval, loan closing, and funding are subject to the product’s terms and conditions, and underwriting. Length of time necessary to complete the financing process, if qualified, will vary and depend on one's individual circumstances. Applications above $2.5M and certain applications below $2.5M will require further review and will not receive an instant decision. If you are applying for a loan greater than $2.5M or your initial application was in review, you will likely receive your decision in as little as 48 hours after this step. Desktop appraisal available on vacant land in MN, IL, IA, IN, OH, ND, SD, NE, MO & MI. Full appraisal required on improved property in the aforementioned states, as well as for all other states. Title work necessary in all states. This is a non-exhaustive list. There may be situations in which additional or updated documentation will be required. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

© 2014-2024 Farmer's Business Network, In. All rights Reserved. The sprout logo, "Farmer's Business Network", "FBN", "Farmers First", "FBN Direct", "F2F", and "F2F Genetics Network" are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc.

Financing offered by FBN Finance, LLC and its lending partners. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. NMLS ID: 1631119.