Get a Texas Farm Land Loan from FBN® Finance

Buy or Refinance Your Farm or Ranch

Farmland Loans Texas

There’s an undeniable energy in Texas that attracts salt-of-the-earth Americans. World-famous for its cattle industry, rodeos, and cowboys, the Lone Star State is one of the fastest-growing states in the country.

Everything is bigger in Texas and, with a farmland loan from FBN® Finance, so are your opportunities to expand your ag operation with a new land purchase, make improvements to your farm, or refinance your ranch.

Texas: Land of Opportunity

Whether you’re looking in Big Bend Country, Gulf Coast, Piney Woods, the Prairie and Lakes region, the South Texas Plains, or Texas Hill Country, FBN Finance can walk you through how to get a farmland loan in Texas. 

In addition using a farmland loan from FBN Finance to purchase land in the great state of Texas, you can also use it to finance improvements for:

  • Hunting grounds for recreational use

  • Construction of livestock facilities

  • Grain storage

  • Barns, silos, and outbuildings

Fund Your Farm's Future

FBN Finance Delivers More

Instant Approvals*

We know that when you find your dream property, you want to act fast to submit an offer and secure a potential purchase. With FBN Finance, qualified land loan applications could potentially be approved within minutes for up to $2.5 million.

Great Rates

Farmers looking to buy land often ask “What are current land loan rates in Texas?” Rates fluctuate, but you can feel confident knowing that you're getting a great rate with FBN Finance and saving money thanks to our low overhead, competitive rates, and nationwide network.*

Fixed and Variable Rates

How many years can you finance land in Texas? With a fixed rate loan, you have options of 7–30-year terms with 10–30-year amortizations. With a variable rate loan, your rate varies as interest rates shift and is available for a number of variable rate terms with amortizations up to 30 years. Plus, there’s no penalty for paying off your loan early or refinancing it.

Flexible Funding

How much do you have to put down on a land loan in Texas? The amount you need to put down on a land loan will depend on the cost of the property, but a good rule of thumb is to plan on putting 20% down. We offer a unique approach to financing and look for creative solutions that meet your needs. 

Connect with a Farm Finance Advisor in Texas

Connect with a Farm Finance Advisor in Texas

*Approval is conditional and subject to final review and verification. Approval, loan closing, and funding are subject to the product’s terms and conditions, and underwriting. Length of time necessary to complete the financing process, if qualified, will vary and depend on one's individual circumstances. Applications above $2.5M and certain applications below $2.5M will require further review and will not receive an instant decision. If you are applying for a loan greater than $2.5M or your initial application was in review, you will likely receive your decision in as little as 48 hours after this step. Desktop appraisal available on vacant land in MN, IL, IA, IN, OH, ND, SD, NE, MO & MI. Full appraisal required on improved property in the aforementioned states, as well as for all other states. Title work necessary in all states. This is a non-exhaustive list. There may be situations in which additional or updated documentation will be required. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

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Financing offered by FBN Finance, LLC and its lending partners. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. NMLS ID: 1631119.