Get a South Dakota Farmland Loan from FBN®® Finance

Buy or Refinance Your Farm, Ranch, or Hunting Grounds

South Dakota Farmland Loan

Agriculture is the top industry in South Dakota, and it’s easy to see why. From the eastern pasqueflower-studded Great Plains to the otherworldly buttes of the Badlands, South Dakota is “the land of infinite variety.” Soybeans, corn, wheat, and other crops grow well in the fertile soil, and the wide open pastures make it ideal for raising beef and dairy cattle.

There are more than 42 million acres of land dedicated to farm operations in South Dakota, and with a farmland loan from FBN Finance you can invest in the land you need at a great rate.

Own a South Dakota Farm

Looking for a great rate on farmland in South Dakota? FBN Finance puts Farmers First® so you can be confident that you’ll lock in a great rate on a farm that you can pass down for generations to come.

Our loan advisors and analysts have an average of 15 years of experience in ag finance, with many of them being farmers themselves, so we understand the unique needs of family farmers like you.

You can use a loan from FBN Finance to: 

  • Purchase South Dakota farmland or hunting land

  • Refinance your existing loan

  • Make improvements to your livestock facilities

Cattle - liquid feed
Fund Your Farm's Future

FBN Finance Delivers More

Instant Approvals*

When you find the right land for your operation, you want to act fast to submit an offer. Qualifying applicants can get approved for up to $2.5 million within minutes through FBN Finance using our streamlined online application.

Great Rates

Thanks to our national network and low overhead, FBN Finance is often able to save customers thousands of dollars.** To estimate your rate and fees before you apply, use our free Farm Land Loan Calculator.

Fixed and Variable Rate Loans

FBN Finance offers options of 7–30-year terms with 10–30-year amortizations for fixed rate loans. The rate for variable rate loans varies as interest rates fluctuate and is available for various terms with amortizations up to 30 years.

Flexible Ag Funding

When you’re managing seasonal income, you need a creative ag lending solution. FBN Finance proudly puts Farmers First® and approaches every farmer’s circumstances uniquely. 

Connect with a Farm Finance Advisor in South Dakota

Connect with a Farm Finance Advisor in South Dakota

*Approval is conditional and subject to final review and verification. Approval, loan closing, and funding are subject to the product’s terms and conditions, and underwriting. Length of time necessary to complete the financing process, if qualified, will vary and depend on one's individual circumstances. Applications above $2.5M and certain applications below $2.5M will require further review and will not receive an instant decision. If you are applying for a loan greater than $2.5M or your initial application was in review, you will likely receive your decision in as little as 48 hours after this step. Desktop appraisal available on vacant land in MN, IL, IA, IN, OH, ND, SD, NE, MO & MI. Full appraisal required on improved property in the aforementioned states, as well as for all other states. Title work necessary in all states. This is a non-exhaustive list. There may be situations in which additional or updated documentation will be required. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

Financing offered by FBN Finance, LLC and its lending partners. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify. NMLS ID: 1631119.

Disclaimer: Copyright © 2014 - 2026 Farmer's Business Network, Inc. All rights reserved. Terms and conditions apply. Land financing offered by FBN Finance, LLC, provided in connection with Farmer Mac and our underwriting partners, and is available only where FBN Finance, LLC is licensed. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

*For informational purposes only. FBN does not guarantee any savings. The market average land loan rate to which FBN compares its land loan rates was determined by averaging certain rates published by the Federal Reserve, and does not indicate the exact interest rate that the farmers had with their previous lender.

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