Learn the Ag Financing Basics

Understand what an operating line financing solution can do for your farm.

Ag Operating Lines 101 Guide

Farming is a capital-intensive business with a seasonal income timeline. Operating lines bridge gaps between high seasonal costs & harvest income.

Ready to gain a strategic financial advantage this season? The free guide walks you through how to secure and efficiently manage this financing tool. You'll learn about:

  • Eligible Expenses: Learn how to use an operating line to pay for essential costs like inputs, rent, labor, and equipment repairs.

  • Lending Qualification Insights: Understand the three critical factors — Repayment Capacity, Collateral, and Farm Management — lenders use to assess your risk.

  • Essential Documents: Know the non-negotiable documents, including your current balance sheet and projected cash flow, that tell your farm's story.

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