Pre-Qualify for a Land Loan from FBN® Finance
FBN® Finance offers land loan pre-qualification up to $5 million. Applying for pre-qualification does not affect your credit.
Why Apply for Pre-Qualification?
Gain a competitive advantage to secure your ideal farmland property with pre-qualification from FBN Finance.
Applying for pre-qualification helps you make a fast, well informed financial decision when buying land. Be confident you have the financing you need to make a purchase offer — and know exactly how much you can spend — by getting pre-qualified for a farmland loan ahead of time. The offer remains valid for 180 days.
Land loan pre-qualification from FBN Finance:
Does not impact your credit score
Can be as high as $5 million
Clarifies whether you're currently financially positioned to make a land purchase
How Does the Pre-Qualification Application Process Work?
When you apply for land loan pre-qualification, we'll ask for:
Your personal information, including your name, address, and contact details. Sharing this information does not impact your credit score.
Your financial information, including your total asset value, total liability amount, gross farm annual income, and non-farm annual income.
Your loan needs up to $5,000,000. Loans above $5 million are not eligible for pre-qualification, but you may still apply for a land loan.
The pre-qualification application only takes a few minutes to complete. Once submitted, a member of the FBN Finance team will reach out to you within 48 hours to follow up with more information. If approved, you'll receive a downloadable pre-qualification letter to use in land purchase discussions.
Plan for Your Farm's Financial Future
FBN® Finance is your partner in building a stronger financial future. As you start exploring opportunities to scale your farm and maximize your investments, utilize our many free financial resources designed specifically for farmers. From analyzing farmland potential and future loan payments to assessing your current financial position and readiness for a land purchase, the resources below can help you position yourself to optimize your farm's financial future.
Find Farmland with AcreVision℠
AcreVision℠ was designed to empower farmers with unbiased, data-driven information for land evaluation. The free tool — available exclusively to FBN members — outlines key information, including soil productivity, comparable sales, and cropping history, to help farmers decide if a specific farmland property is the right fit for their operation.
Calculate Future Land Loan Payments
While the farmland loan process is often ambiguous, FBN Finance simplifies the experience. By estimating rates and fees up front, our free Land Loan Calculator helps you effectively plan your financial options for future land purchases. Compare different loan options to determine which financial solution may work best for your operation.
Download Balance Sheet Template
Keeping tabs on your farm's financial position is a critical step in ag operational management. Our downloadable Balance Sheet Excel file puts you in control of your farm's finances with guided calculations for cash flow analysis, current assets and liabilities, and intermediate and long-term payment schedules.
Access More Free Financial Resources
To help you through every step of the financing journey, we've developed a series of free downloadable guides so you can stay on top of your farm’s finances and scale your ag operation for the future.
Is It Better to Rent or Buy Farmland?
When establishing a new farm or expanding an existing agricultural operation, is it a better idea to rent or own your farmland?
How to Find Farmland for Sale
Thinking about establishing a new farm or expanding your operation? Learn how to find suitable farmland available for sale in your local area.
7 Steps to Purchasing Your Ideal Farmland
When you find your ideal farmland, you’ll want to act fast. The Buying Farmland Checklist, available for free download, can help you get prepared.
10 Questions to Ask Before Buying Farmland
Once you find farmland that seems to be the perfect fit for your growing agricultural operation, it’s time to dig into details with 10 key questions.
Ag Land Loans 101
The guide covers everything farmers need to know about securing farm land financing, from the basics of the loan application process to common Q&As.
Finance Resource Library
Get more free templates, guides, checklists, and other resources to guide you through the land loan, operating line, and equipment loan financing processes.
Get the Funding You Need to Scale Your Ag Operation
Thousands of family farmers have financed their farmland, ag operations, and farm equipment needs with FBN® Finance because we make it simple to finance their operation for the next generation. With over $2.3 billion in funds committed to date, we know how important it is to find a trusted partner in ag finance.
We offer:
Land Loans
Whether you’re planning to expand your operation, refinance your farm, or make improvements to your ranch, the FBN Finance team is ready to help you secure the land loan you need to build a stronger financial future. Financing is available for farms, ranches, timberland and hunting land.
Operating Lines
FBN Finance offers ag operating lines of up to $1 million with zero application fees and a streamlined digital application. Backed by great rates, exceptional service, and customizable solutions, our experienced team is ready to help you secure a personalized financing solution that fits your unique operation.
Equipment Loans
From tractors and harvesters to hay balers and plows, the right equipment can make all the difference in maximizing yields and minimizing labor costs. Farm equipment loans from FBN Finance can help you buy the equipment you need — without putting a strain on your current budget or annual cash flow.
Putting Family Farmers First
"I appreciate that FBN recognizes the importance of farmers," says Jamie Walter, an Illinois farmer and FBN member. "They value the independence that I have. And in an industry that's seen rapid consolidation... I see sometimes FBN not just as a tool but as a shield. I appreciate that, because I want to protect what we've got and continue to build on what we have."