Get Pre-Qualified for a Farmland Loan

Be confident in knowing how much you can offer to secure your ideal farmland property — without impacting your credit!

Pre-Qualify for a Land Loan from FBN® Finance

FBN® Finance offers land loan pre-qualification up to $3 million. Applying for pre-qualification does not affect your credit.

Why Apply for Pre-Qualification?

Gain a competitive advantage to secure your ideal farmland property with pre-qualification from FBN Finance.

Applying for pre-qualification helps you make a fast, well informed financial decision when buying land. Be confident you have the financing you need to make a purchase offer — and know exactly how much you can spend — by getting pre-qualified for a farmland loan ahead of time. The offer remains valid for 180 days.

Land loan pre-qualification from FBN Finance:

  • Does not impact your credit score

  • Can be as high as $3 million

  • Clarifies whether you're currently financially positioned to make a land purchase

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How Does the Pre-Qualification Application Process Work?

When you apply for land loan pre-qualification, we'll ask for:

  1. Your personal information, including your name, address, and contact details. Sharing this information does not impact your credit score.

  2. Your financial information, including your total asset value, total liability amount, gross farm annual income, and non-farm annual income.

  3. Your loan needs up to $3,000,000. Loans above $3 million are not eligible for pre-qualification, but you may still apply for a land loan.

The pre-qualification application only takes a few minutes to complete. Once submitted, a member of the FBN Finance team will reach out to you within 48 hours to follow up with more information. If approved, you'll receive a downloadable pre-qualification letter to use in land purchase discussions.

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Plan for Your Farm's Financial Future

FBN® Finance is your partner in building a stronger financial future. As you start exploring opportunities to scale your farm and maximize your investments, utilize our many free financial resources designed specifically for farmers. From analyzing farmland potential and future loan payments to assessing your current financial position and readiness for a land purchase, the resources below can help you position yourself to optimize your farm's financial future.

Find Farmland with AcreVision℠

AcreVision℠ was designed to empower farmers with unbiased, data-driven information for land evaluation. The free tool — available exclusively to FBN members — outlines key information, including soil productivity, comparable sales, and cropping history, to help farmers decide if a specific farmland property is the right fit for their operation.

Calculate Future Land Loan Payments

While the farmland loan process can often be ambiguous, FBN Finance simplifies the experience for farmers. By estimating rates and fees up front, our free Land Loan Calculator helps you effectively plan your financial options for future land purchases. Compare different loan options to determine which financial solution may work best for your operation.

Download the Balance Sheet Template

Keeping tabs on your farm's financial position is a critical step in ag operational management. Our downloadable Balance Sheet Excel file puts you in control of your farm's finances with guided calculations for cash flow analysis, current assets and liabilities, and intermediate and long-term payment schedules.

Get the Funding You Need to Scale Your Ag Operation

Thousands of family farmers have financed their farmland, ag operations, and farm equipment needs with FBN® Finance because we make it simple to finance their operation for the next generation. With over $2.3 billion in funds committed to date, we know how important it is to find a trusted partner in ag finance. We offer:

Land Loans

Whether you’re planning to expand your operation, refinance your farm, or make improvements to your ranch, the FBN Finance team is ready to help you secure the land loan you need to build a stronger financial future. With instant approvals, qualified land loan applications are approved within minutes up to $2.5 million*.

Operating Lines

FBN Finance offers ag operating lines of up to $1 million with zero application fees and a streamlined digital application. Backed by great rates, exceptional service, and an array of customizable solutions, our experienced team is ready to help you secure a personalized financing solution that fits your unique operation.

Equipment Loans

From tractors and harvesters to hay balers and plows, the right equipment can make all the difference in maximizing yields and minimizing labor costs. Farm equipment loans from FBN Finance can help you buy the equipment you need — without putting a strain on your current budget or annual cash flow.

Putting Family Farmers First

"I appreciate that FBN recognizes the importance of farmers," says Jamie Walter, an Illinois farmer and FBN member. "They value the independence that I have, and my peers have. And in an industry that's seen rapid consolidation... I see sometimes FBN not just as a tool but as a shield. I appreciate that, because I want to protect what we've got and continue to build on what we have."