Verified FBN Member (KS)

What all do you include when calculating your debt per acre?

I know the big things like loans, family living expense, fertilizer, herbicide, but how far do you go?

Verified FBN Member
Response deleted by author
Verified FBN Member (KS)

If the farm is your only source of income it makes sense to include all debt, inputs, and liabilities in your debt per acre. Everything.

Verified FBN Member (MN)

If you’re calculating breakevens you have to figure everything including cost of the land if land is owned (taxes) versus land that is rented (land rent) cost of Fert.,seed,seed treatments, fuel, custom hire,repairs,chemicals,fungicides,crop Insur.,lp for drying crops ,trucking ,labor, utilities,int. On operating Loan family’s living ex.,machinery paymt. Including Bin payments dryer, combine, tractor etc.

Verified FBN Member (SD)

What is debt/acre calculation used for?

Verified FBN Member (KS)

I have a spreadsheet setup that has what we have spent on a crop or projections on what we are gonna spend, what we think it will do, to help with marketing decisions. I was wanting to add the debt per acre to help make sure that we are making money with everything considered.

Welcome! You only have 2 free posts remaining.

Our FBN ® Community Forum is exclusive to . To become a Verified Farmer, sign up for your free account and gain access to our secure online farming community.