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Our Latest Insights on Farmland Capital
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Will Farmland Values Continue to Climb into 2023?
Fueled by high commodity prices and low interest rates, U.S. farmland prices increased at a record pace in late 2021 through the first half of 2022. Will farmland values continue to climb into next year?
Do You Know How Much Your Farmland Is Worth?
Get timely, data-driven insights about Illinois land markets and valuations to empower you in future farmland transactions both in Illinois and other states.
Farmland Capital: Farmers Investing in Farmers [Video]
In this informative presentation, Jose (Pepo) Peschiera, Managing Director of Equity Investments at FBN®®, and Melissa Bermudez, Director of Platform Services & IR at FBN, outline the FBN Finance Farmland Capital program.
How to Buy Land as a Beginning Farmer
Learn the pros and cons of FSA loans, seller financing, commercial loans, and Farmland Capital.
How Can Farmland Capital Help You Buy Land?
Learn how Farmland Capital allows farmers to buy land without interest on your investment.
Video: A Conversation About Farmland Capital
Learn more about Farmland Capital from FBN Finance in this insightful video with Pepo Peschiera.
FBN® Finance Launches Farmland Capital
Learn how Farmland Capital by FBN Finance can help farmers access cash with no interest or rent payments.
FAQs
Am I required to buy other products or services from FBN in order to qualify?
No.
Will FBN Finance be added to my deed if I participate?
No — participating with Farmland Capital won’t affect your deed. We file a memorandum which states that the investment is structured as an option and secured by either a mortgage or deed of trust.
Is FBN Finance competing with farmers to buy farmland?
No, FBN Finance is providing farmers the capital they need to support their operation. The goal of this investment is for the farmer to buy out of the agreement after 3-10 years after they have built more equity in their operation. FBN is not buying whole parcels of land or competing with farmers to buy land.
Are there any interest or rent payments with Farmland Capital?
No — there are no interest or rent payments as part of the agreement.
When can I buy out of the agreement?
You can buy out of the co-investment agreement at any time.
How is my land valued?
The land is valued by either a certified appraisal or market price.
How much cash can I get?
Investments begin at $100,000 and can go up to 49% of your farm’s equity.
Who is this product for?
Farmland Capital is available to current and retired farmers.
Will my data be kept private?
Yes.
Who is investing in Farmland Capital?
While you’ll be interacting with FBN Finance over the term of the agreement, the funding will typically originate from a range of investors including wealthy individuals, family offices, endowments, foundations, pension funds, and other farmers. Learn more.
What's in it for Farmland Capital's investors?
Our typical investors view Farmland Capital as an opportunity to make a longer-term investment (up to 10 years) in US farmland. Farmland investments help investors hedge against inflation, diversify their investment portfolios, and support American family farmers. Farmland Capital investors don’t collect rent payments, and they cannot control when their investment is returned. They experience gains and losses alongside the farmer (with the potential to lose all of their investment if the farm’s value drops significantly). To compensate for these risks, investors are targeting an annualized return of 10% over the life of the agreement.