Great Rates
Offering both fixed and variable rates, we often help farmers save thousands of dollars compared to other ag mortgage lenders.
Strengthen your farm’s financial future by expanding, refinancing, or improving your land with a personalized land loan from FBN Finance.
Offering both fixed and variable rates, we often help farmers save thousands of dollars compared to other ag mortgage lenders.
Save time and money with our secure and simple digital application, speeding up the approval process so you get a decision in days instead of weeks.
Our loan advisors—many of whom are producers themselves—deeply understanding ag and are ready to develop personalized solutions for your farm.
Yes! You can fill out a financing application completely online from your phone or computer. Once you’ve submitted your application through our platform, a loan advisor will reach out to you shortly to keep your financing process moving forward efficiently.
Our maximum loan-to-value ratio is 70%, though the actual LTV available to you may vary based on factors such as loan amount and your specific financial profile. For a more accurate assessment, we recommend speaking with one of our loan advisors who can better evaluate your individual situation. Contact us directly at 866-551-3950 or fbnfinance@farmersbusinessnetwork.com to request a meeting.
Yes! Many borrowers find refinancing with FBN Finance saves them thousands annually through lower rates or better terms for their operation. Reach out to our team at 866-551-3950 or fbnfinance@farmersbusinessnetwork.com to find out how much you could save.
Yes! FBN Finance’s online process supports co-applicants, allowing multiple partners or family members to access the application and participate in the financing review process. Co-applicants can collaborate directly with your loan advisor throughout the process, ensuring all relevant decision-makers are informed and involved from the start.
With other lenders, waiting for a decision on a loan application can take anywhere from five to 10 business days. That waiting period can be stressful and cause delays in important decisions for your operation. With FBN® Finance, however, the application process is much quicker. You'll hear back from a member of our team within 48 business hours.
You will work with one of our Loan Advisors as well as our team of credit analysts and loan closers.
While we work with multiple financing partners to fund your loan, for the vast majority of the loans we are your first point of contact for any potential issues that may arise. You'll receive billing statements and other communications from us, will process your payments through us, and contact us for any questions that might arise during the life of your loan.
We finance land that is used for agricultural purposes. These property types include farms, ranches, bare land, timberland and hunting land as well as improvements.
Your land must be a minimum of at least 10 acres.
The minimum loan amount is $150,000 with no restriction on the maximum requested.
You can find farmland across the country. Use AcreVision, FBN’s free digital farmland evaluation tool, to find land with the click of a button. See our dedicated California, South Dakota, and Texas pages for state-specific loan information, or contact a member of our team to inquire about financing land in other states. You can also download our free guide “How to Find Farmland for Sale” to discover six ways to find farmland for sale.
At FBN, data privacy and security are a foundational commitment — not an afterthought. We maintain security technologies and protocols that go beyond industry best practices. You remain in control of your data at every stage of the process. Learn more about FBN’s data protection practices here.
Our loan advisors are available Monday through Friday, 7:00 AM – 7:00 PM CT. You can reach us by phone at 866-551-3950 or by email at fbnfinance@farmersbusinessnetwork.com.










Farmland loans are primarily designed to help farmers fund the purchase or refinance of agricultural land. This can include farms, ranches, timberland, and hunting land.
Farmland financing is not limited to purchasing land. It can also be used to finance any improvements on your farmland, including:
Construction of barns, silos, livestock facilities, and outbuildings
Installation of grain storage
Hunting ground for recreational use
Farmland loans also allow you to purchase new farmland, refinance existing debt on your property for a lower interest rate, or access additional financing by borrowing against your land.

Driver’s license or government-issued ID
Entity documents, if applicable
Current balance sheet for all borrowers and entities
1 year of tax returns for all borrowers and entities
Legal description / parcel ID on all land to be used as collateral
Projection / crop budget
Crop insurance information
Verification of liquid assets and liabilities from the balance sheet