Farmland Capital from FBN® Finance

Farm funding to take you where traditional loans can’t. With no interest payments, ever.

Boost Your Farm's Cash Flow

Farmland Capital provides capital today for a share of your farm’s future change in value. Keep ownership of your farm and make no annual payments.

Expand Your Operation

Buy land with a smaller down payment.

Lower Debt Payments

Improve your operation’s finances to potentially qualify for a lower interest rate with your bank.

Keep the Farm in the Family

Buy out co-owners who don’t wish to continue operating the family farm.

Cash Out Your Equity

Meet your retirement needs, without selling your land or paying interest.
How It Works

Flexible Funding For Your Farm

A minority partner invests in a slice of your farm’s equity, paying you cash today for a share of the farm’s future change in value.

Speak with Our Team

Fill out a contact form to learn more and apply. Or call 866-619-3080 to speak with our team immediately.

Access Your Cash

Get up to 25% of your farm’s value in cash. Your partner participates alongside you whether your farm gains or loses value.

Partner with Us

You’ll keep control and ownership of your farm and 100% of the farm income, with the flexibility to prepay at any time.


Our Latest Insights on Farmland Capital

Click on a tile to visit our blog.

Will Farmland Values Continue to Climb into 2023?

Fueled by high commodity prices and low interest rates, U.S. farmland prices increased at a record pace in late 2021 through the first half of 2022. Will farmland values continue to climb into next year?

Do You Know How Much Your Farmland Is Worth?

Get timely, data-driven insights about Illinois land markets and valuations to empower you in future farmland transactions both in Illinois and other states.

Farmland Capital: Farmers Investing in Farmers [Video]

In this informative presentation, Jose (Pepo) Peschiera, Managing Director of Equity Investments at FBN®, and Melissa Bermudez, Director of Platform Services & IR at FBN, outline the FBN Finance Farmland Capital program.
How to Buy Land as a Beginning Farmer

How to Buy Land as a Beginning Farmer

Learn the pros and cons of FSA loans, seller financing, commercial loans and Farmland Capital.
How Can Farmland Capital by FBN® Finance Help You Buy Land?

How Can Farmland Capital Help You Buy Land?

Learn how Farmland Capital allows farmers to buy land without interest on your investment.
Image of Pepo Peschiera from FBN Finance talking about Farmland Capital.

Video: A Conversation About Farmland Capital

Learn more about Farmland Capital from FBN Finance in this insightful video with Pepo Peschiera.

FBN® Finance Launches Farmland Capital

Learn how Farmland Capital by FBN Finance can help farmers access cash with no interest or rent payments.



No — participating with Farmland Capital won’t affect your deed. We file a memorandum which states that the investment is structured as an option and secured by either a mortgage or deed of trust.

No, FBN Finance is providing farmers the capital they need to support their operation. The goal of this investment is for the farmer to buy out of the agreement after 3-10 years after they have built more equity in their operation. FBN is not buying whole parcels of land or competing with farmers to buy land.

No — there are no interest or rent payments as part of the agreement.

You can buy out of the co-investment agreement at any time.

The land is valued by either a certified appraisal or market price.

Investments begin at $100,000 and can go up to 49% of your farm’s equity.

Farmland Capital is available to current and retired farmers.


While you’ll be interacting with FBN Finance over the term of the agreement, the funding will typically originate from a range of investors including wealthy individuals, family offices, endowments, foundations, pension funds, and other farmers. Learn more.

Our typical investors view Farmland Capital as an opportunity to make a longer-term investment (up to 10 years) in US farmland. Farmland investments help investors hedge against inflation, diversify their investment portfolios, and support American family farmers. Farmland Capital investors don’t collect rent payments, and they cannot control when their investment is returned. They experience gains and losses alongside the farmer (with the potential to lose all of their investment if the farm’s value drops significantly). To compensate for these risks, investors are targeting an annualized return of 10% over the life of the agreement.